• PHP - Payment by credit card etc.
    8 replies, posted
A client has requested that I add a small ecommerce section to their website which is fine. The only bit I'm not sure on is dealing with payments, I've tried looking around for options but I've not really found much. One option I've found is to use Paypal but the client doesn't really like this option as it means their clients get redirected to the Paypal website which they see as unproffesional. Any ideas on a way I can integrate this in to their existing website? Thanks
[url]http://en.wikipedia.org/wiki/Merchant_account[/url] [editline]22nd November 2011[/editline] only way I know to accept cards directly
There's nothing unprofessional about a redirect to Paypal, or something like Google Checkout. If you're going to be dealing with credit cards directly, be ready for a fair amount of shit - and if you fuck it up and go live with code that doesn't meet strict PCI standards, you and your client are looking at everything from massive fines to a permanent ban on card acceptance programs. Just a heads up.
Use PayPal, seriously. Most places are switching to sites like PayPal, Moneybookers, etc. PayPal handles most of the legal shit too.
OP is American, so he could look into [url=https://stripe.com/]Stripe[/url]. Stripe have a really cool Javascript API for accepting credit card payments. It ajaxes the details through to their servers which have all that PCI compliance faff instead of sending the credit card details to your non-PCI compliant server.
[QUOTE=swift and shift;33397842]OP is American, so he could look into [url=https://stripe.com/]Stripe[/url]. Stripe have a really cool Javascript API for accepting credit card payments. It ajaxes the details through to their servers which have all that PCI compliance faff instead of sending the credit card details to your non-PCI compliant server.[/QUOTE] That looks like an option, I'll have a read into it. [quote]There's nothing unprofessional about a redirect to Paypal, or something like Google Checkout. If you're going to be dealing with credit cards directly, be ready for a fair amount of shit - and if you fuck it up and go live with code that doesn't meet strict PCI standards, you and your client are looking at everything from massive fines to a permanent ban on card acceptance programs. Just a heads up. [/quote] I thought something like this would be involved, thanks for confirming. I'll have a chat with the client I'm pretty sure they'll change their minds as soon as I mention fines.
[QUOTE=swift and shift;33397842]OP is American, so he could look into [url=https://stripe.com/]Stripe[/url]. Stripe have a really cool Javascript API for accepting credit card payments. It ajaxes the details through to their servers which have all that PCI compliance faff instead of sending the credit card details to your non-PCI compliant server.[/QUOTE] It's a bug with threads at the moment. Location is shown as USA and the browser is unknown.
[url]http://www.whmcs.com/[/url] I have had this link saved for a long time, maybe you can get better use of it than me so far.
I would personally be careful when dealing with payment gateways, unless you are experienced in doing so, I would find someone to do it for you. There are lot of standards the website must meet before most banks will accept payments. If you insist on doing it, write up a water tight contract to make sure you're not responsible for any issues that may occur later on down the road. Trust me, I've seen a good friend hit with a lot of fines due to similar situation.
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