Previous relationship really took on toll on my credit(she had control over the bill paying and never paid one of my credit card payments, thus destroying my credit.)
Can't even get a credit building credit card or anything. Constantly denied.
So credit hell and cannot climb out. What can I do to improve it drastically?
Secured credit card. No other way.
Pay your own bills next time.
[QUOTE=Snowmew;52342064]Secured credit card. No other way.
Pay your own bills next time.[/QUOTE]
I cannot even qualify for that sadly. Just wanting to get back on track. I do regret letting her pay that bill. Stupid decision on my end for sure.
If somebody with good credit is willing to cosign on a small loan, maybe you could build it back up that way. My credit is good from paying my loan, but I had to work my way from no credit to good, not bad to good.
[QUOTE=Renderman;52346575]I cannot even qualify for that sadly. Just wanting to get back on track. I do regret letting her pay that bill. Stupid decision on my end for sure.[/QUOTE]
There is no "not qualifying" for a secured card. It's literally a debit card that you post-pay. There is essentially no risk to the bank.
Go to another bank.
I appreciate it guys. Thank you
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