Remember the giant home explosion last month in Indiana? It was an insurance fraud attempt by the ow
31 replies, posted
[img]http://media.cmgdigital.com/shared/lt/lt_cache/thumbnail/960/img/photos/2012/12/21/46/d8/6da1495bbf5942a1baf771bef774bec8-59396b2cd2d04d7da7efc2092b93b6a7-0.jpg[/img]
[quote]INDIANAPOLIS — Three people charged in a gas explosion that devastated an Indianapolis neighborhood deliberately set up the deadly blast to collect a big insurance payout, authorities said Friday.
The home's owner, Monserrate Shirley; her boyfriend, Mark Leonard; and his brother, Bob Leonard, were arrested Friday and charged with murder, arson and other counts in the Nov. 10 blast that killed two people.
Shirley, 47, was facing mounting financial woes, including $63,000 in credit card debt and worsening bankruptcy proceedings, court documents say. And a friend of Mark Leonard's told investigators Leonard said he had "lost a ton of money" — about $10,000 — at a casino some three weeks before the explosion.
Investigators believe the trio had actually tried but failed to blow up Shirley's home the weekend before the successful timed explosion, according to Marion County Prosecutor Terry Curry. The fiery blast destroyed five homes, including Shirley's, and caused widespread damage to dozens of others in the Richmond Hill subdivision in the far south side of the city.
Curry called the explosion a "thoroughly senseless act" that killed Shirley's next-door neighbors. He said the victims, John Dion Longworth, a 34-year-old electronics expert, and his 36-year-old wife, second-grade teacher Jennifer Longworth, were "in the prime of their lives."
Randall Cable, the attorney for Shirley and Mark Leonard, said he was stunned by their arrest.
"I'm just as surprised as everyone else that they've made an arrest. My clients have consistently indicated their innocence," he said.
Shirley and the Leonard brothers face two counts of murder as well as 33 counts of arson — one count for each of the homes damaged so badly that officials have ordered their demolition.
Curry said his office would review whether to pursue the death penalty or life in prison without parole against the three, who are scheduled to appear in court Monday.
Shirley and Mark Leonard, 43, also face two counts of conspiracy to commit arson, while Bob Leonard, 54, faces a single count. Curry said the conspiracy charges stem from the failed explosion.
He said investigators determined that Shirley's home filled up with gas after a gas fireplace valve and a gas line regulator were removed. A microwave, apparently set to start on a timer, sparked the explosion, he said.
On Friday, workers using heavy equipment were removing debris from razed homes in the neighborhood.
Doug Aldridge, the head of the Richmond Hill's crime watch group, said after a neighborhood meeting that the allegations are "more than we anticipated."
"Sometimes money makes people do stupid stuff," Aldridge said.
Investigators found that in December 2011, Shirley's home insurance policy for personal property was increased to $304,000 — an amount that was in addition to the coverage for the home itself, according to court documents.
A probable cause affidavit says Shirley filed for bankruptcy this year but stopped making her court-arranged payments and failed to appear at a July bankruptcy hearing. The home's original loan was for $116,000 and a second mortgage was taken out on the home for $65,000, the affidavit also says.
A friend of Mark Leonard's also told investigators that Leonard would surf online dating sites "and located older, heavier women, wine and dine them," then borrowed money and never paid them back, according to the affidavit.
The friend said Shirley was aware of the scheming "and was OK with it so long as he did not sleep with the women," the affidavit says.
Leonard has a criminal record that includes stalking and intimidation and convictions on dealing and possessing cocaine, according to prison records.
Two men, one fitting Bob Leonard's description, were seen at Shirley's home the day of the explosion, and Curry indicated investigators believe that's when the gas line and valve were tampered with. He said authorities are still trying to determine the second man's identity.
Curry said that the day before the blast, the brothers asked an employee of local gas utility Citizens Energy several questions, "including the differences between propane and natural gas, the role of a regulator in a house and controlling the flow of natural gas and how much gas it would require to fill a house."
Curry said Shirley and her boyfriend had followed the same pattern two weekends in a row, visiting a southern Indiana casino, dropping off Shirley's daughter with a baby sitter and boarding the family's cat.
An affidavit says that when a friend of Mark Leonard's called him Nov. 2, eight days before the successful blast, Leonard told the friend "the house blew up" and that he and Shirley were staying in an efficiency apartment.
In another call that day, Leonard told his friend he had been surfing Craigslist "looking for a Ferrari to buy" and explained that he could afford the luxury car because Shirley had jewelry insurance and "they expect to get $300,000 and he would get $100,000" in the insurance payout, according to the affidavit.
It's not clear whether investigators think Leonard believed the first explosion attempt had succeeded. Curry's spokeswoman, Brienne Delaney, said the office could not comment beyond what was in the court documents.
The day after the explosion, Bob Leonard allegedly called his son and asked him to retrieve from a white van items he said he had salvaged from Shirley's home after the blast.
"That, of course, is impossible because everything in the house was destroyed," Curry said. "Plus no one was allowed access to the property after the explosion."[/quote]
Some of the lower specimens of human society right here folks. It amazes me how someone who is capable of blowing $10,000 at a casino in less than a month and someone who can get over $65,000 in credit card debt can even figure out how to buy a home let alone blow one up. It takes a real special breed of individual to accomplish this level of failure. They wanted quick cash, instead they'll get life.
Source: [url]http://www.daytondailynews.com/news/ap/crime/house-demolitions-continue-from-indianapolis-blast/nTcZr/[/url]
No, I do not remember it
[QUOTE=download;38941528]No, I do not remember it[/QUOTE]
Smurfy put the title as 'House blows up'
The things people do for cash
Pretty impressive that they were able to determine that from what was left.
You know, considering that it may as well be a trip to flatland.
[QUOTE=ScottyWired;38941546]Smurfy put the title as 'House blows up'[/QUOTE]
Not smurfy but title is correct yeah :v:
[url]http://www.facepunch.com/showthread.php?t=1225269&p=38419033[/url]
It was obvious something was up when they announced that the woman and her bf were at a casino that night, the daughter was at a friend's house, AND their cat was being boarded at some pet boarding place.
Who has someone take in their cat if they are only going out overnight? Everyone, including the cat, was conveniently somewhere else when the house blew up- a dead giveaway. At the very least, they should have faked the cat's death, then meet up with him again at a pre-arrange rendevous later when they got insurance payout.
How terrible at this do you have to be to fuck up this badly, seriously all the evidence is right there
-snip-
[QUOTE=cecilbdemodded;38941645]It was obvious something was up when they announced that the woman and her bf were at a casino that night, the daughter was at a friend's house, AND their cat was being boarded at some pet boarding place.
Who has someone take in their cat if they are only going out overnight? Everyone, including the cat, was conveniently somewhere else when the house blew up- a dead giveaway. At the very least, they should have faked the cat's death, then meet up with him again at a pre-arrange rendevous later when they got insurance payout.[/QUOTE]
Hmmm, sound advice. Brb.
So it WAS a gas explosion.
Wow. What a bang.
[QUOTE=cecilbdemodded;38941645]It was obvious something was up when they announced that the woman and her bf were at a casino that night, the daughter was at a friend's house, AND their cat was being boarded at some pet boarding place.
Who has someone take in their cat if they are only going out overnight? Everyone, including the cat, was conveniently somewhere else when the house blew up- a dead giveaway. At the very least, they should have faked the cat's death, then meet up with him again at a pre-arrange rendevous later when they got insurance payout.[/QUOTE]
Or at least take the cat to the vet, while the kid is at her friends. Harder to get caught in the lie
Or let the cat burn
May those killed in the explosion find peace now that the people that killed them will soon face justice. Prayers out to all those affected by this incident.
[QUOTE=zakedodead;38941856]Or let the cat burn[/QUOTE]
You monster
[i]fuck[/i] that must have been enormous, after seeing that photo again i notice that even the nearby houses are half intact, and the original house was completely obliterated
[i]fuck[/i]
[quote]"Sometimes money makes people do stupid stuff," Aldridge said.[/quote]
Understatement of the decade
The explosion must've been huge,
"It was enough to permanantly damage up to 31 homes to the point of needing to be demolished, and 80 in total."
[QUOTE=Starship;38942805]The explosion must've been huge,
"It was enough to permanantly damage up to 31 homes to the point of needing to be demolished, and 80 in total."[/QUOTE]
What? 31 other houses have to be demolished because of that? From that picture the damage to other houses doesn't seem that bad they all have to be demolished. :o
[i]The house always wins[/i]
[QUOTE=rulssi;38942889]What? 31 other houses have to be demolished because of that? From that picture the damage to other houses doesn't seem that bad they all have to be demolished. :o[/QUOTE]
They're probably all crooked after the shockwave of the explosion
[QUOTE=rulssi;38942889]What? 31 other houses have to be demolished because of that? From that picture the damage to other houses doesn't seem that bad they all have to be demolished. :o[/QUOTE]
From the original thread
[img]http://puu.sh/1Ej4y[/img]
[QUOTE=rulssi;38942889]What? 31 other houses have to be demolished because of that? From that picture the damage to other houses doesn't seem that bad they all have to be demolished. :o[/QUOTE]
We had something similar to this happen in my city a couple of years back, the explosion shook the foundations of the houses near it causing them to be unlivable.
Wow, imagine telling your daughter to go to your friend's house so they can pull this off.
"Sweetie, go to Sara's so we can blow up our house please."
[QUOTE=Chaohord;38941547]The things people do for cash[/QUOTE]
Wonders of the capitalistic system.
Letting people be as greedy as they want and rewarding them will become the death of mankind.
[QUOTE=smeismastger;38944584]Wonders of the capitalistic system.
Letting people be as greedy as they want and rewarding them will become the death of mankind.[/QUOTE]
Yes because life in prision is a great reward
"honey we need money what should we do"
"lets blow the house up despite the danger that poses to our neighbors"
[QUOTE=LtKyle2;38944769]"honey we need money what should we do"
"lets blow the house up despite the danger that poses to our neighbors"[/QUOTE]
Nah, I doubt he even thought that far. They probably thought it would be like the movies where a bunch of fire explodes out the windows and breaks the glass, then the FD comes to the rescue, he gets a big insurance payout, and everyone's happy.
In fact, he was probably horrified when reality set in and he found out the hard way that an exploding house will fuck things up far beyond his property.
I bet we are talking about people here who are just a step short of intelligence. They knew they could fill the house with gas and blow it up, but that's as far as their planning went I'm sure.
They probably didn't even think the entire house would explode, I think it's likely they were hoping for a big enough explosion to set it on fire. The resulting fire would destroy the house just enough to get an insurance payout.
I think we've all heard of arson scams, but how many involved the massively explosive destruction of the building? That's a mark of a plan that got way out of hand. Maybe it took all the power of their minds to come up with the part of the plan that involved saving the cat?
[QUOTE=Zephyrs;38941626]Pretty impressive that they were able to determine that from what was left.
You know, considering that it may as well be a trip to flatland.[/QUOTE]
Fire forensics is really cool. From noting but a charred building they can tell you where it started, how it started, what was burning, how long it was burning, if there were accelerant , etc.
Fire science, fuck yea!
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