Couple wins $1.2 million after receiving 700 calls from Bank of America - Polidicks

[QUOTE] A COUPLE couple who got more than 700 collection calls from Bank of America over four years will now do a little collecting of their own — to the tune of more than $1.2 million. “Unrelenting,” said Joyce Coniglio of Tampa. “They treated us very badly,” said her husband, Nelson. “No two ways about it.” The Coniglios said the bank badgered them after they had fallen behind on their house payments, local station WTSP reported. The calls didn’t stop even after the Coniglios told the bank that they had hired a lawyer. The Coniglios sued under the Telephone Consumer Protection Act. A federal judge in Tampa awarded them just over $1.2 million, the report said. The bank’s expense was $606 per call, but the damages were tripled. [/QUOTE] [url]http://www.news.com.au/finance/business/couple-wins-12-million-after-receiving-700-calls-from-bank-of-america/story-fnkjidjt-1227155221918[/url]

Get fucked.

[QUOTE]“Bank of America has helped two million homeowners avoid foreclosure. [U][B]Our calls to the Coniglios were not to collect a debt, but rather to help them avoid foreclosure[/B][/U] after they fell behind on their mortgage payments in 2009,” bank senior vice president Dan Frahm said[/QUOTE] yeah no, you wanted your money back ya cheeky cunts

[quote]“Bank of America has helped two million homeowners avoid foreclosure. Our calls to the Coniglios were not to collect a debt, but rather to help them avoid foreclosure after they fell behind on their mortgage payments in 2009,” bank senior vice president Dan Frahm[/quote] Yeah. Okay. Bank of America is fucking scum.

[quote]“Bank of America has helped two million homeowners avoid foreclosure. Our calls to the Coniglios were not to collect a debt, but rather to help them avoid foreclosure after they fell behind on their mortgage payments in 2009,” bank senior vice president Dan Frahm[/quote] You don't call THIS often just because you want to help people avoid foreclosure. You were in it for your own gain, at least have the balls to admit it.

So, have a loan in arrears for 4 fucking years And play victim to cash in big Fuckers

[I]Soon, all of India and half of China will be paying me for the years of agonizing mental trauma they have caused me with their endless offers of discount phone packages.[/I]

both sides of this are pretty bad

[QUOTE=elowin;46703968]both sides of this are pretty bad[/QUOTE] Without more details it's hard to say- but I doubt all the calls were unwanted. It just doesn't add up to me. It takes much less then 4 yrs to process a foreclosure. If it had gotten to the point where the homeowners gave up and said screw the mortgage stop calling me- the bank would have foreclosed. What's more likely is they fell behind on payments, cought back up-rinse and repeat for four years. It's a bit odd to say this but in such situations the bank should just pull the trigger. No need for unwanted calls- file the papers and repo the property.

Oh man, I get four calls a day from 8am to 9pm from debt collectors I don't owe money too...£££?

It's just 700 calls (´・ω・`)

[QUOTE={TFS} Rock Su;46703577]Get fucked.[/QUOTE] [IMG]http://facepunch.com/image.php?u=462302&dateline=1417857113[/IMG]

I could do with 700 calls for 1.2 million usd :v:

[QUOTE=proch;46704769]I could do with 700 calls for 1.2 million usd :v:[/QUOTE] Probably preferable to 1,200,000 calls and 700 USD.

[QUOTE=Jebus;46703769]So, have a loan in arrears for 4 fucking years And play victim to cash in big Fuckers[/QUOTE] Because it's [i]totally impossible[/i] for them to get behind, catch up, and the bank to continue to be assholes about it despite every payment since being made, right?

Maybe they will pay back the money they owe to Bank of America.

Hey, they just won back their entire house note and then some. Its like a refund. LETS BUY ANOTHER HOUSE.

$1.2 million does seem a [I]little[/I] excessive

[QUOTE=geogzm;46705208]$1.2 million does seem a [I]little[/I] excessive[/QUOTE] Apparently its $600 per call, and then triple that for damages. I didn't know about that being a precedent until I read that Harvard Business professor story where he's suing a Chinese restaurant over a $4 overcharge and wants $12 in compensation.

[QUOTE=Michael haxz;46703589]yeah no, you wanted your money back ya cheeky cunts[/QUOTE] Yes, they are a bank, which is a business. Businesses don't succeed by forgiving customer loans/debts. They didn't pay their mortgage, and the bank wants their money back.

[QUOTE=Phrozen99;46705317]Yes, they are a bank, which is a business. Businesses don't succeed by forgiving customer loans/debts. They didn't pay their mortgage, and the bank wants their money back.[/QUOTE] no shit his point was that their official statement sugarcoats their motives from harassment to ~a helping hand~

Telephone Consumer Protection Act is fucking awesome. Collection agencies get sued the most because of it

[QUOTE=geogzm;46705208]$1.2 million does seem a [I]little[/I] excessive[/QUOTE] It's meant to be a slap on the wrist for the bank so that they understand shit like this isn't tolerated, more than it's meant to be a reward for the couple.

The American people have spent too long getting annoying phone calls. Its time we get our pay day. Payday 2 phone court case heist confirmed

[QUOTE=TestECull;46704815]Because it's [i]totally impossible[/i] for them to get behind, catch up, and the bank to continue to be assholes about it despite every payment since being made, right?[/QUOTE] Is there anything to indicate that's what happened? How would that even make sense? Maybe the arseholes should have taken the money they spent on their lawyer and paid their debt.