Should insurance companies pay transsexual's operations? - General

I read a news article today which mentioned transsexuals having to pay for the operations because the insurance companies won't cover them, and it kind of got me thinking. The big question here is: Should they? Or are they in their right not to? To me, they are. Having a gender change is optional, your insurance company shouldn't have to pay up for the choices you make in life. Discuss! Why are people rating me disagree when I'm on the same side as the rest of the thread?

yes

I say yes. I mean we are talking about people.

How could you possibly think they should? It's a choice to change gender.

Hell no. Why should insurance companies cover this? All it will do is hike up insurance fees because now there's idiots soaking up shit-loads of insurance money to get their dicks chopped off. There's people out there that can barely afford insurance, and now people want THIS covered?

they should do it themselves

no

No.

Too many people would be switching between genders for the fun of it, at the expense of the insurance company. This is quite clearly what would happen. I'm not even being sarcastic. I mean, this totally isn't a life-changing one-time thing.

But isn't that what insurance is for, to pay for stuff that national health doesn't cover?

unless there is a valid medical reason for it, they won't cover it

it is scientifically proven that it is possible for a man to be born in a woman's body, and vice versa. So yes. Also, don't know how it's arranged in other countries but here you can choose what you do and do not want covered.

[QUOTE=Sh33p;18942927]But isn't that what insurance is for, to pay for stuff that national health doesn't cover?[/QUOTE] National health doesn't cover plastic surgery, but that doesn't mean insurance is supposed to cover it (unless it's for a medical reason). They'll most likely have to change the shape of my jaw (plastic surgery), but because there's a medical reason (biting incorrect) it'll be covered by insurance.

ONLY if for some reason a sex change was the only way to save a persons life :v:

No. They won't give my wife fake tits (I asked) so why should they give them to some dude?

[QUOTE=BlackBirdNL;18942995]it is scientifically proven that it is possible for a man to be born in a woman's body, and vice versa. So yes. Also, don't know how it's arranged in other countries but here you can choose what you do and do not want covered.[/QUOTE] What? It's depends on environmental factors, and environmental factors only, such as social background and upbringing. A man's a man, a woman's a woman. [QUOTE=TurtlePower;18943097]ONLY if for some reason a sex change was the only way to save a persons life :v:[/QUOTE] Good one :hfive:

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To those saying it's a choice to change gender: It's not your choice to be a gender when you're born in the first place. Not that I'm pro or against this, but just throwing this out :v:

[QUOTE=The_Lizard_Xing;18943114][img]http://googleads.g.doubleclick.net/pagead/imgad?id=CML9l6KHxpWEwwEQ2AUYTzIIq8RdMg_4KvU[/img] :wtc:[/QUOTE] you know the thai

[QUOTE=iownuall;18942961]unless there is a valid medical reason for it, they shouldn't cover it[/QUOTE] Fixed so I agree with it more.

If only gender change would be as easy as it was in Runescape, pay 3000 GP and you are a different gender.

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Well as far as I'm concerned a sex change is like a cosmetic procedure and completely superfluous to living. If it's listed in your policy however...

No. As said above, insurance doesn't cover optional surgeries.

Think about this before you say anything. The surgery is a [B]very[/B] intensive surgery, and doctors in the US and Europe put such a heavy price tag on the surgery, many people risk their lives with much less skilled or funded doctors over in Thailand, India, or other parts of Southeast Asia to get this surgery. It must mean a lot to them if they are willing to travel across the globe to get it. Add that up--visa, plane tickets, food, bed(btw it can take up to 30 days of care before you can walk after this surgery), and the surgery itself is all many times cheaper in India than [I]just[/I] the surgery in the US of A. At least if you were in the states or your home country in Europe, you could recover in your own bed. Yes, I think if they've proven they have the condition and truly do not feel like the biological gender they are, I think the insurance company should at least help with it. They are, after all, human beings going through a life changing medical procedure that's going to change them for the better.

[QUOTE=TailsPrower;18965349] Add that up--visa, plane tickets, food, bed(btw it can take up to 30 days of care before you can walk after this surgery), and the surgery itself is all many times cheaper in India than [I]just[/I] the surgery in the US of A. At least if you were in the states or your home country in Europe, you could recover in your own bed. Yes, I think if they've proven they have the condition and truly do not feel like the biological gender they are, I think the insurance company should at least help with it. [/QUOTE] Ok fine, let's assume for argument's sake that gender identity is a medical condition. All you talked about is one time costs, but there is (I'd assume) expensive upkeep after the surgery. If I remember right, the sex change surgery is external only and the body still produces hormones for its original gender, thus hormone injections would be required for at least a decent amount of time, if not forever. If it was just the one time costs insurance companies would probably be more open to the idea, but the idea of paying for a surgery with no physical need and having to cover the medication for the upkeep is what is probably deterring them.

[QUOTE=Kubi;18965639]Ok fine, let's assume for argument's sake that gender identity is a medical condition. All you talked about is one time costs, but there is (I'd assume) expensive upkeep after the surgery. If I remember right, the sex change surgery is external only and the body still produces hormones for its original gender, thus hormone injections would be required for at least a decent amount of time, if not forever. If it was just the one time costs insurance companies would probably be more open to the idea, but the idea of paying for a surgery with no physical need and having to cover the medication for the upkeep is what is probably deterring them.[/QUOTE]Many insurance plans cover HRT drugs pre-operation.