General Adulthood, Planning for the Future: Business, College, Budgeting, Investments, etc! $$$ - General

The problem with taking time off is that you'll start to forget things you learned in high school and you might have a hard time catching back up. If you can just take basic classes at a local college or something while you worked/figured out what Degree you want to do, that would probably be preferable. I don't know how the system works in Germany.

[QUOTE=Bleach Qeef;50779763]I wouldn't take a gap year, waste of time to be honest. College isn't that hard unless your some very hard engineering degree or being a doctor, but even then your first year isn't going to be difficult anyways.[/QUOTE] Sort of forced, since I want to study in the US and I had no time to apply for this year. I also want to put some time into hobbies and get better at guitar, to maybe be able to focus my career around music. Also, deciding a major. [QUOTE=OvB;50779837]The problem with taking time off is that you'll start to forget things you learned in high school and you might have a hard time catching back up. If you can just take basic classes at a local college or something while you worked/figured out what Degree you want to do, that would probably be preferable. I don't know how the system works in Germany.[/QUOTE] As I posted above, I want to study in the US and just didn't have time to apply for this year. I can't really take basic classes here (living on a military base in Belgium, don't know French). Like I said, I want to get everything together and decide exactly what I want to do.

There's nothing wrong with taking a gap year. Or you can take a gap semester, at the very least. As long as you're doing something with your time in between (saving up money, planning for the next semester/year, etc.) then you won't be wasting time. If you're going to study in the US, I'd find a community college first and foremost. Community college presents the opportunity to get your associates in either General Studies - if you don't quite know yet what might suit you - or a degree of your choice at a much cheaper price than it would be going straight into university. A semester at community college for me was $800 for 3 classes, compared to the $3000 for 3 classes that I'm paying now at university. It doesn't make sense to go straight into a university for your bachelor's unless the university offers something that the community college does not. [editline]26th July 2016[/editline] As far as college being "hard", the difficulty level varies for everyone. It depends on factors like your major, if you have to work for your income, schedule difficulties, accidental overtaxing, accruing debt, GPA upkeep... There's a lot to consider and not everyone is suited for it. College can be extremely difficult for a lot of people who discover that it's just not for them.

[QUOTE=OvB;50779683]From my perspective, I feel like if he's a boss/leader then he knows full well that one day as his apprentice/employee that you will leave him. There wouldn't be much of a point in having a mentor if you stayed under their wing forever. All the great chefs were in your same exact position. It sounds like the opportunity to be part-owner of a restaurant is an incredible opportunity for you, and I think you should take it. Write your boss a letter explaining the situation and how grateful you are for his guidance, and invite him to your restaurant once you got things together so he can see how far his teachings have taken you. If it was me, I'd be more proud than upset that you're leaving. [editline]26th July 2016[/editline] Isn't having your own Restaurant basically the ultimate end-goal for most people in the culinary field, anyway? You're almost there. [editline]26th July 2016[/editline] Also, I just now realized that there's a Denver in North Carolina. huh. [editline]26th July 2016[/editline] Learn about proper financial management and investments. Even if you have no/very little money to spend. It's invaluable stuff to know.[/QUOTE] Yeah everyone who I mention it to thinks I'm packing up and moving to Colorado, lol. Denver NC is a little suburb of Charlotte featuring huge newly developed opulent neighborhoods made specifically for all of the successful people who work in and around Charlotte but don't want to live there. It's only about a 30 minute drive from where I am, so still close to family and all that good stuff when we move. The number one thing though, different from what I am doing now, is that the local clientele is all high-end. [url=http://www.trilogylife.com/communities/northcarolina/lakenorman/]This[/url] is right down the street. And according to the very nice gatekeeper lady, they are TIRED of pizza being the only thing that delivers. Halina's can deliver, if the upcharge for delivery is worth it. And hell, in my little 40+mpg car, it'll be worth it. And beyond deliveries, we're right off the main highway artery leading to this and many many other huge neighborhoods like it, and we're literally right across the street from the only walmart / aldi / lowes in the area, which they ALL go to. I would be a very rich man if I get even just 1% of the traffic going through that area six days a week and charge them around the same or maybe a little more than panera bread, but offering a better product. So there's a lot of things to consider with the new place. There's every reason to go. When he learns all of this, he will be proud of me. Even if I can't find him a replacement, it's not my problem and he knows that. Things are looking up and I'm 100% looking to the future. [QUOTE=Big Dumb American;50779230]I do the same thing, basically. I keep a separate account for bills and savings, and only keep enough in my primary account for my fun-money, food, and gas.[/QUOTE] My banker encouraged me to do the same thing and so I opened the second account and just flat out never used it. It's definitely a good idea if you put it into practice, but I just never made using it a habit so it sits empty.

[QUOTE=J Paul;50781889] My banker encouraged me to do the same thing and so I opened the second account and just flat out never used it. It's definitely a good idea if you put it into practice, but I just never made using it a habit so it sits empty.[/QUOTE] I don't see the reason to have another account for bills, there's better reasons to have other accounts (mainly their perks). As long as you're putting enough money away to your savings each month then you'll be alright when you have to pay bills. Every pay check I put 50% in my savings and the rest I spend for bills and food etc. If I need money from my savings then I just transfer it in.

My mortgage loan originator finally got back in touch with me four days after she said she would and it was only a one sentence email saying "you're okay to start looking now", no details on what I'm actually approved for and what my budget is. Is that normal? Should I dismiss her services and look elsewhere? She's trying to arrange a USDA loan for me so I can get in with zero down, and I gave her all of my financial info last week so I assumed I'd at least be prequalified or even preapproved by now or something. Wells Fargo got back to me literally within minutes with a prequal letter when I contacted them, is USDA just slower?

That sounds a bit fishy. My VA loan was preapproved within thirty minutes. Given her lack of communication with you, I can't help but wonder if she's just being lazy? Dragging her heels, forgetting to submit paperwork, etc? I would definitely be calling her and requesting documentation.

Thinking of applying for this place, that I wouldn't hesitant to show up if they wanted me to show up for an interview they have two different ways for applying(for a Laborer/Warehousing starter job which is on call and work on hour's ). Either by email/in person thinking for right now i will apply on email and later this week or next week i will show up in person is this a good idea?

It's almost always a good idea to do a followup call or visit after a few days after submitting an application, yeah.

We've all wanted to be grown up when we were little kids... What the FUCK were we thinking? :surrender:

Anyone here ever deal with workplace abuse and harassment?

I've dealt with sexual harassment before, but any sort of harassment is a real bitch to deal with at work.

I'm curious how often it happens. I work in the US Government, and have been dealing with workplace harassment and abuse for a few months. The good news, it didn't affect me nearly as much as they'd hope it did. Or at least I didn't show it. I've reported it up and down, and recently some of the people were removed from their positions. Along with it, they sped up my hours change.

[QUOTE=Binladen34;50795402]I'm curious how often it happens. I work in the US Government, and have been dealing with workplace harassment and abuse for a few months. The good news, it didn't affect me nearly as much as they'd hope it did. Or at least I didn't show it. I've reported it up and down, and recently some of the people were removed from their positions. Along with it, they sped up my hours change.[/QUOTE] good so they dealt with it

you guys helped me adult, so here's where i'm at now Lot of progress on the new restaurant. We now officially have the plans from the architect on the desk of the lincoln county board of what the fuck ever. They'll approve it whenever they get the time, I guess. the way our distributor described the process, basically it means it'll take three weeks for this ten thousand dollar stack of papers to move from one side of a desk to the other. then we'll buy the permits. that's all that's keeping us from beginning construction, lol. frustrating, but hey, gives us time to relax. my executive chef is using the time to fly to the dominican republic for holiday. holy god damn shit restaurant equipment is expensive. installing hood systems is murder. it's like a sports car on the roof. a nice one. Well, coming out the back of the building. which is even more expensive than if we could run it through the ceiling. Shit is crazy. the engineers have hopefully accounted for the ten foot clearance from doors and everything in the world that it'll need coming off the back of the building. that's why the stack of paper costs ten thousand dollars, dammit. well, anyway, it only really matters for passing your first inspection. Afterwards, there are allowances for modifying equipment setup. Like, as long as it fits under the hood we're good, it can change. but something I never imagined I would see, there are now quotes and orders and invoices from serious big time foodservice and equipment distributors, with [I]my[/I] name on them. bizarre to me because i'm just some kind of asshole, some kind of dumbass. I don't know nothin, didn't even graduate high school. but apparently i'm part owner of a restaurant and these people regard me as such. i've been addressed as sous chef by corporate and executive chefs. it's silly. little do they know i'm retarded. i've learned you can reliably go used or scratch n dent with pretty much anything but refrigeration and fryers. you go new on the reefers because you'll have a 5 or whatever year warranty on the compressor, which is the only important bit, and fryers get beat up. the negative side to this is that the new stuff isn't that much more expensive than used stuff, because the used holds up pretty well. so it's like, why not spend a little extra and then we don't have to clean it or deal with someone else's problem. just the tables and stuff cost more than the new car I just bought. it's absolutely crazy.

That's awesome, man! Sounds like things are really going along well for you. Good luck, and keep us updated. Things have been slow on my end. I'm still having meetings with Stephanie and her team, one of the top producing small brokerages in the city. Everything has gone great so far! I presented my 14-page marketing plan about a week and a half ago, and will be meeting with them again next week to discuss the specifics of it. Stephanie seemed very impressed with it at first glance! She called in her listing coordinator and office manager, and said, "there are some things here that could help bring [I]all[/I] of our numbers up, so take a look at this and let me know what you think," which was kind of flattering to hear. Otherwise, I've just been slowly building my database, and trying to find time to actually work on my licensing process. I'm taking all next week off from my dayjob so that I can try to slam through as much as of the licensing class as possible in one big spurt, rather than trying to work up the energy to fit in twenty minutes or so after a tough day of work. Really hoping I can finish on schedule, because I'm eager to get started!

Man ifs crazy how everything can seem fine for the moment and then come crashing down so quickly. I lost a good paying job, a great girlfriend, and a friend all because of my own doing. Just all bit me now because I have to pay my former friend $1200 dollars( that I dont have) by September for beating him up in a fight. Sob story aside, what are some good ways to make some cash?

Okay guys I need a little help here. So last December I decided I needed to make a career change so I could line myself up for a job in healthcare as a nurse (RN). I'd like to eventually be a nurse that specializes in anesthesiology (I think lol so many paths you can pick). So anyways I took a class to be a certified nursing assistant since that's the most basic job you can get in healthcare and I've been at my current job since the beginning of March of 2016 and I'm wondering how long I should stay there before looking for another job at a hospital because right now I work in long-term care which let's just say I don't want to do for the rest of my life. I took the job because I was offered an interview two days after my class job fair and needed to build my resume. I just don't want to seem like I'm hopping jobs but I want to be able to take opportunities that offer CNAs jobs as technicians in hospitals which would get more pay and I can learn more things while still going to school. I found out really quickly that I can put up with whipping butts and all that but I want to be more than a glorified butt whipper. Don't get the wrong idea about me I really like my residents and all that but I don't want to do it the rest of my life. I just needed to get my foot in the door and get experience under my belt. I was thinking staying for a year then search for other opportunities.

I'm roughly 2 weeks out from heading off the college in Charleston, SC so I can pursue a Computer Science degree- most of the month so far's been prepping for move-in day. Anyone have good advice on getting acclimated to living at college and/or having a roommate?

[QUOTE=apierce1289;50837955]Okay guys I need a little help here. So last December I decided I needed to make a career change so I could line myself up for a job in healthcare as a nurse (RN). I'd like to eventually be a nurse that specializes in anesthesiology (I think lol so many paths you can pick). So anyways I took a class to be a certified nursing assistant since that's the most basic job you can get in healthcare and I've been at my current job since the beginning of March of 2016 and I'm wondering how long I should stay there before looking for another job at a hospital because right now I work in long-term care which let's just say I don't want to do for the rest of my life. I took the job because I was offered an interview two days after my class job fair and needed to build my resume. I just don't want to seem like I'm hopping jobs but I want to be able to take opportunities that offer CNAs jobs as technicians in hospitals which would get more pay and I can learn more things while still going to school. I found out really quickly that I can put up with whipping butts and all that but I want to be more than a glorified butt whipper. Don't get the wrong idea about me I really like my residents and all that but I don't want to do it the rest of my life. I just needed to get my foot in the door and get experience under my belt. I was thinking staying for a year then search for other opportunities.[/QUOTE] I would try to find a job in the area you want to specialize in, then keep that job for a while. In your situation, where you want to specialize, once you've got enough experience in an entry level general job, you want to start moving off into your chosen specialty as quick as you can so you're not wasting more time in an entry level job than you need to. Once you're starting to get into your specialty, THEN you want to start taking more time to gain more experience.

[QUOTE=Silence I Kill You;50848050]I would try to find a job in the area you want to specialize in, then keep that job for a while. In your situation, where you want to specialize, once you've got enough experience in an entry level general job, you want to start moving off into your chosen specialty as quick as you can so you're not wasting more time in an entry level job than you need to. Once you're starting to get into your specialty, THEN you want to start taking more time to gain more experience.[/QUOTE] Damit I didn't mean to rate you dumb I meant helpful lol. Stupid phone touch screen. Anyways thanks for the advice :)

Is, Glassdoor a good site to use to figure out what there employer pays the employees

[QUOTE=apierce1289;50851294]Damit I didn't mean to rate you dumb I meant helpful lol. Stupid phone touch screen. Anyways thanks for the advice :)[/QUOTE] I'm really late on this one, but you can change the rating on the post by simply refreshing the page and selecting a new one. To add on, the important thing in both medicine and nursing is experience. You also need an attractive skill set as a bonus, though with the way things are when it comes to being short staffed at most hospitals, even mediocre chaps with a couple years under their belts who manage to say the right things during their interviews can get hired on no problem. Job experience in a chosen field, as has already been mentioned, helps for when you're actually going to go deeper into that field, than tangential experience in a similar job.

I'm off to college move-in come Sunday, hoping that I didn't get total nuts of neighbors in my dorm. Anyone have any good advice for getting used to having a roommate?

[QUOTE=ScriptKitt3h;50892746]Anyone have any good advice for getting used to having a roommate?[/QUOTE] You just have to deal with it, really.

pray you get a good one

Are there any jobs one can do without a degree, and make more than minimum wage? Like $10-12/hr.

[QUOTE=pith_;50895358]Are there any jobs one can do without a degree, and make more than minimum wage? Like $10-12/hr.[/QUOTE] Trades (electrician, carpentry, ESPECIALLY welding), QA/QC inspection, pretty much anything construction based.

[QUOTE=Silence I Kill You;50895563]Trades (electrician, carpentry, ESPECIALLY welding), QA/QC inspection, pretty much anything construction based.[/QUOTE] What about something that doesn't require 2+ years of training? Not to sound ungrateful for your reply, or anything...

[QUOTE=pith_;50895760]What about something that doesn't require 2+ years of training? Not to sound ungrateful for your reply, or anything...[/QUOTE] Administrative assistants at professional offices and such generally earn $10-12 and require very limited experience. If you have literally no job experience, you might consider looking into temp agencies for employment opportunities. Entry level work in office settings for decent pay, and can be cited as professional experience.