Irish too but I got accepted last year and fucked around doing nothing all year! Now I'm waiting too see if I can go into second year.... Repeats were a serious pain!
P.s I'm an idiot for not working so PLEASE learn from me! Its not worth it!
[QUOTE=ChristopherB;32230601]I think you're misinformed; federal student loans are run by private corporations. They offer borrowers' protections that private lenders would not offer if it weren't regulated by the government. You can still get education loans without going through FSA but I think you'll find the repayment terms far less forgiving. They don't "give out student loans to anyone that asks"; the aid they offer depends heavily upon the individuals financial situation and ability to pay.
As for rising tuition costs, well that's a more difficult subject to tackle. It's [I]possible[/I] that the wider availability of student aid prompted colleges to raise rates but I think there are other (perhaps far greater) factors to consider. For one, expectations for campus facilities and student services has risen; that means far greater spending on improving infrastructure and hiring staff to cover student needs. Then there is the pressure on institutions to offer scholarships and other financial incentives to attract top-notch students (essentially competing for them with other institutions). On top of all that you have general inflation.
You [B][U]can[/U][/B] afford a college education "from the wages of working at a job the summer before" by attending a community college. Sure it won't be the grand institution that Hollywood likes embelish, but you stand to learn a valuable trade all the same (if you choose your major wisely).
A little side-note: the government wasn't responsible for the housing market crisis; irresponsible private lending & banking practices was the cause.[/QUOTE]
What are you talking about? These days ANYONE can get a loan for pretty much any kind of education regardless of their income. It [b]used[/b] to depend on certain factors like your current income but they don't care who they're giving out loans to or whether they'll be able to pay them back and that's inflating the tuition for everybody.
And the main issue with the housing market crisis was that private banks AND government created organizations were giving out loans to people that couldn't pay them back. It's the same thing really.
[editline]11th September 2011[/editline]
[QUOTE=Number-41;32239191]Yeah because having to pay off student loans for decades is a lot better than high taxes...[/QUOTE]Or you could just go to a smaller technical school or public university so you don't drown in debt. Then I'd say the American students come out better.
Looking for a bachelor's in engineering technology. It's something that I love and it's in high demand, fun all around.
One thing I notice with a bunch of high school people I know is that the people who say they want to become a lawyer (most of them) don't know what they want to do.
In Australia you got a HECS scheme, which is, the government pays for your schooling, while you're there, so you don't have to worry about it, then once you get into a full time career, they slowly take their cut off the top, with 0% interest.
You still have to pay to go, but it makes life a lot more manageable while you're there.
[QUOTE=bobsmit;32240019]Just found out that I'm a national merit scholar and I got a 1390/1600 on the SAT.
Since my family can't pay for higher tier engineering colleges, I think I'm going to apply for ROTC...does anyone have experience with this? What are my chances in being accepted if I'm applying so late?[/QUOTE]Lol the biggest university in my state offers $15000/year for national merit finalists, and tuition is $8000...
I was 8 points off :(
[QUOTE=ChristopherB;32230601]I think you're misinformed; federal student loans are run by private corporations. They offer borrowers' protections that private lenders would not offer if it weren't regulated by the government. You can still get education loans without going through FSA but I think you'll find the repayment terms far less forgiving. They don't "give out student loans to anyone that asks"; the aid they offer depends heavily upon the individuals financial situation and ability to pay.
As for rising tuition costs, well that's a more difficult subject to tackle. It's [I]possible[/I] that the wider availability of student aid prompted colleges to raise rates but I think there are other (perhaps far greater) factors to consider. For one, expectations for campus facilities and student services has risen; that means far greater spending on improving infrastructure and hiring staff to cover student needs. Then there is the pressure on institutions to offer scholarships and other financial incentives to attract top-notch students (essentially competing for them with other institutions). On top of all that you have general inflation.
You [B][U]can[/U][/B] afford a college education "from the wages of working at a job the summer before" by attending a community college. Sure it won't be the grand institution that Hollywood likes embelish, but you stand to learn a valuable trade all the same (if you choose your major wisely).
A little side-note: the government wasn't responsible for the housing market crisis; irresponsible private lending & banking practices was the cause.[/QUOTE]
i dont understand a word youve said but your avatar looks very professorly
[QUOTE=Lankist;32243584]i dont understand a word youve said but your avatar looks very professorly[/QUOTE]
Lankist posted in a thread and didn't post a very educated opinion? What the hell is going on here?
[QUOTE=darkrei9n;32243922]Lankist posted in a thread and didn't post a very educated opinion? What the hell is going on here?[/QUOTE]
[QUOTE=Lankist;32207206]college is honestly a racket. I wish there were a better way for young people to get a real education.
[editline]9th September 2011[/editline]
I know some states in the US have laws that give students with a certain GPA guaranteed admission if they complete two years at a community college and transfer to a university. If your state does have those laws and you maintain a high GPA (~3.5 or-so, usually) then universities have no choice but to accept you when you apply for transfer.
Some states also have guaranteed admission for military veterans. If you've served in the military, take full advantage of the GI Bill too.[/QUOTE]
I already met my quota.
[QUOTE=CodeMonkey3;32207490]I decided I didn't want to go to college yet. Fuck that, not right out of High School. That was living misery. So I got a job at Target and I've got to tell you I LOVE it.[/QUOTE]
You say to yourself, "Oh I'm just going to take a year off after high school to relax" and then you'll keep doing that every year and end up not going.
College is a lot fucking better than high school, and I would argue it's easier than high school and absolute heaven compared to middle school.
I actually have time to dedicate myself to my studies in college instead of pulling out half-assed homework out my ass in middle/high school.
Got into every college I applied to and got offered 2 full scholarships so I got to pick which college I got to go to for free. Currently an Electrical Engineering major and a Nanoscience minor. I didn't get lucky, I worked my fucking ass off. I studied for 4 hours a day in the months leading up to the SAT and it was my SAT score that got me the scholarships. Also I took the SAT 4 times, so that helped me get a good score. Don't fuck around in high school and [b]STUDY FOR THE SAT[/b]
Or go to vocational schools for the US. There's a huge lacking in the skilled workforce since people moved to the higher tech jobs and left the "jack of all trades" jobs in the dirt.
[editline]11th September 2011[/editline]
[QUOTE=Daggoth;32245076]Got into every college I applied to and got offered 2 full scholarships so I got to pick which college I got to go to for free. Currently an Electrical Engineering major and a Nanoscience minor. I didn't get lucky, I worked my fucking ass off. I studied for 4 hours a day in the months leading up to the SAT and it was my SAT score that got me the scholarships. Also I took the SAT 4 times, so that helped me get a good score. Don't fuck around in high school and [b]STUDY FOR THE SAT[/b][/QUOTE]
Did you do any extra curricular shit in hs?
[QUOTE=Ownederd;32244808]College is a lot fucking better than high school, and I would argue it's easier than high school and absolute heaven compared to middle school.
I actually have time to dedicate myself to my studies in college instead of pulling out half-assed homework out my ass in middle/high school.[/QUOTE]
Yeah anyone who says they don't want to go to college because they're tired of highschool has no idea what college is like.
Which is a shame, because college is incredible if you can forget about how much debt you're in for a few minutes.
You'll learn more in one week of college than you did in your entire K-12 education, and you'll actually enjoy it. College is only for people who *want* to learn. It's not even remotely like lower education.
[QUOTE=OvB;32207234]Learn a trade. Right now there's a huge lack of people in the US with actual education and experience in a trade. You're almost guaranteed a job somewhere.[/QUOTE]
Exactly what I'm doing.
I dicked around and did terrible in highschool because I just wasn't involved, didn't do my homework and shit. When I realized I was majorly fucking up my life it was far too late.
I ended up dropping out, getting my GED and now I'm learning to cut hair.
I still haven't called back Yale, they want me but eh...
[QUOTE=Number-41;32239191]Yeah because having to pay off student loans for decades is a lot better than high taxes...[/QUOTE]
That depends on a number of factors: the cost of your education if taken in America vs. the subsidized cost in Europe, the income you earn from your eventual profession, the difference in tax rate, the other benefits you might receive for having paid higher taxes (free healthcare, better roads, etc.), and how aggressively you choose to pay off the loans.
Then there is the possibility that you use the free education of the European country (assuming you were born there or became naturalized) and then started your career in a country with lower tax rates.
[B]Funding an education doesn't have to leave you in life-crippling debt[/B]; choose a valuable degree, make a sensible choice of institution, shop around for the best aid, pay off your debt quickly.
[QUOTE=wallyroberto_2;32247155]I still haven't called back Yale, they want me but eh...[/QUOTE]
I probably wouldn't go either if I didn't get massive financial aid/scholarships/whatever. My family is poor, and I only have ~1,700 to my name, and its not like I spend all my money. I haven't bought something over a few dollars for myself in a few years. To give a more concrete example, my graphics card is an x1600 (made in 2005) that I got last year.
It sucks really. :(
I have no idea how I'd be able to pay off 45,000 per year or whatever Yale costs without robbing a bank.
too kool for skool
[img]http://29.media.tumblr.com/tumblr_l33uxw91nB1qa5504o1_500.png[/img]
[QUOTE=Edthefirst;32207689]University system in Brazil is free and ridiculously good too. This is coming from me. I've lived in the US for 90% of my life and am going to college here.
[/QUOTE]
The universities on Brazil are free and good, but very few people have access to it. You need to pay at least US$500/month for a good school during 12 years to have chance to enter on a good public university, or you will have no chance, except if you do philosophy, arts or something like that. If you study on a public school, you have to study on a private university, that are very expensive and have bad education.
Does anyone have experience with trade schools? It sounds like a good way to actually get a job.
[QUOTE=Lankist;32246229]Yeah anyone who says they don't want to go to college because they're tired of highschool has no idea what college is like.
Which is a shame, because college is incredible if you can forget about how much debt you're in for a few minutes.
You'll learn more in one week of college than you did in your entire K-12 education, and you'll actually enjoy it. College is only for people who *want* to learn. It's not even remotely like lower education.[/QUOTE]That's bullshit college has been an exact repeat of highschool for me, I'm taking calc II, programming, microecon, and most of this stuff I've done junior year of highschool or earlier. Apart from some basic concepts in Microeconomics I have learned NOTHING new, and I'm paying money for it this time.
[QUOTE=POLOPOZOZO;32263184]That's bullshit college has been an exact repeat of highschool for me, I'm taking calc II, programming, microecon, and most of this stuff I've done junior year of highschool or earlier. Apart from some basic concepts in Microeconomics I have learned NOTHING new, and I'm paying money for it this time.[/QUOTE]
Its actually also a lot easier then high school in my opinion.
[QUOTE=POLOPOZOZO;32263184]That's bullshit college has been an exact repeat of highschool for me, I'm taking calc II, programming, microecon, and most of this stuff I've done junior year of highschool or earlier. Apart from some basic concepts in Microeconomics I have learned NOTHING new, and I'm paying money for it this time.[/QUOTE]
sorry you picked a shitty curriculum.
[QUOTE=acds;32212970]Sweden would be a better choice then, you get money to buy the books at the start of the year (funny thing is that I only needed 1500SEK for the books, they gave me 4500SEK), then you get 2800 SEK a month (if it's a full time year).[/QUOTE]
Except non EU citizens have to pay now, and becoming a citizen would probably take longer than graduating.
[QUOTE=Lankist;32264582]sorry you picked a shitty curriculum.[/QUOTE]Right because liberal arts is SOOOO much more fun
This thread makes me really disappointed with the American education system. I occasionally tell people I'm horrible at math because I'm a "product of the American education system" as a joke, but I think I'll just use it as a legitimate excuse from now on.
I'm taking a break from schooling this semester only because I still have no idea what I want to do with the rest of my life.
going to college for astrophysics
$100k starting salary
going all the way through graduate school, getting phd
so why am i not getting mad pussy???
[QUOTE=acds;32212970]Sweden would be a better choice then, you get money to buy the books at the start of the year (funny thing is that I only needed 1500SEK for the books, they gave me 4500SEK), then you get 2800 SEK a month (if it's a full time year).[/QUOTE]
That's only for Swedish citizens, the tuition for international students was astronomical
like 4 or 5 times what I'd pay here
Just started my 3rd year at college (UK). I'm the only person who has a full driving license in all but one of my classes, makes me feel both smug and old.
[QUOTE=Meller Yeller;32240895]
[editline]11th September 2011[/editline]
Or you could just go to a smaller technical school or public university so you don't drown in debt. Then I'd say the American students come out better.[/QUOTE]
I've done some googling and I my estimation is that it's about 600-700 dollars for a whole year. That's about the same as in Belgium. I don't know what the quality of such education is though (that's not a negative tone, fyi).
Could it also be that there's just some huge hype/misconception about college being about having a room at some fancy college, 1000 km from home? Just about every movie I've ever seen seems to display that image...
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