[QUOTE=MrPlonker;44563664]I know this is probably a stupid idea but can't someone make a really easy way of transferring money from one place to another (not paypal) without all the shit in the middle? If someone gets scammed then let it be on their head for being a dumbass and not being aware?
It just seems like PayPal don't know how to deal with all their online goods and have introduced this policy due to some massive corporation telling then to.
tl;dr [B][I][U]fuck you paypal cunts[/U][/I][/B][/QUOTE]
bitcoins
[QUOTE=Knoxed;44563756]bitcoins[/QUOTE]
God no.
I prefer getting 1 of 100 of my sales reversed rather than using this crypto currency.
Couldn't coderhire implement a balance system to cut down on the impact of chargebacks to developers? People would add funds to a coderhire wallet, and when they make a purchase coderhire pays the developer. When someone does a chargeback, it would be investigated for fraudulence, and if its determined fraudulent ban the steam account, email and paypal from coderhire.
This way coderhire could act as a mitigator and layer of trust between clients and developers, and this would also serve to conceal the personal identities of clients and developers from each other. This wouldn't help much with script stealing or the gray area of what defines a digital good, but I think its better than what we have currently.
[QUOTE=adamdburton;44563570]Intangibles (digital goods) are covered under the Paypal Buyer Protection policy and can be disputed up to 180 days after a transaction is made, in the UK (for now). This will likely mean buyers are going to win disputes more often because PayPal can't give a definite answer on how to prove you digitally delivered something.
I think this is going to cause a huge shitstorm for all digital retailers using paypal and they will drop them as a payment gateway.[/QUOTE]
If a picture emailed to the client could be defined as a digital/intangible good, then you could setup a QR code system to authorize clients to access developers content on purchase, and prove that the email was sent to paypal in case of a dispute.
[QUOTE=Looter;44563912]Couldn't coderhire implement a balance system to cut down on the impact of chargebacks to developers? People would add funds to a coderhire wallet, and when they make a purchase coderhire pays the developer. When someone does a chargeback, it would be investigated for fraudulence, and if its determined fraudulent ban the steam account, email and paypal from coderhire.
This way coderhire could act as a mitigator and layer of trust between clients and developers, and this would also serve to conceal the personal identities of clients and developers from each other. This wouldn't help much with script stealing or the gray area of what defines a digital good, but I think its better than what we have currently.
If a picture emailed to the client could be defined as a digital/intangible good, then you could setup a QR code system to authorize clients to access developers content on purchase, and prove that the email was sent to paypal in case of a dispute.[/QUOTE]
[QUOTE=adamdburton;44515479]This isn't going to happen because everyone loses out on paypal fees. From the buyer to me, me to the seller. ~6% + $0.60 for each transaction.[/QUOTE]
[QUOTE=adamdburton;44563570]Intangibles (digital goods) are covered under the Paypal Buyer Protection policy and can be disputed up to 180 days after a transaction is made, in the UK (for now). This will likely mean buyers are going to win disputes more often because PayPal can't give a definite answer on how to prove you digitally delivered something.
I think this is going to cause a huge shitstorm for all digital retailers using paypal and they will drop them as a payment gateway.[/QUOTE]
What happened to that Bitcoin integration you were working on? Still not finished or?
[QUOTE=adamdburton;44515479]This isn't going to happen because everyone loses out on paypal fees. From the buyer to me, me to the seller. ~6% + $0.60 for each transaction.[/QUOTE]
Makes sense. God damn, the paypal fee's are ridiculous..I thought ATM fees were bad.
[QUOTE=adamdburton;44563948][/QUOTE]
Ya but isn't it better then being shit housed by assholes who charge back?
[QUOTE=BigBadWilly;44564119]Ya but isn't it better then being shit housed by assholes who charge back?[/QUOTE]
Well... no. The point is keeping all profits, loosing 6% of all profits + $0.60 is not fucking good.
Let's say I make $1000 over 200 transactions with a 1% chargeback rate (about the rate I have currently).
[code]
Loss from chargebacks: $10
+
Loss from extra fees: $29 (2.9%) + $60 ($0.30/transaction)
Total loss: $99 (9.9%)
[/code]
VS
[code]
Loss from fees: $58 (5.8%) + $120 ($0.60/transaction)
Total loss: $178
[/code]
While chargebacks are bad, the fees are worse.
Don't you hate it when your working for someone, and they tell you they get an error at line number, and you look at the line, and there is nothing there, just whitespace... And they tell you they added nothing into the code, then after an hour of debugging what ever the fuck is happening, they tell you "Oh, it's cause I made a spelling mistake in the code I added" and you want to reach through the screen and pull their guts out.
[QUOTE=AnonTakesOver;44565076]Don't you hate it when your working for someone, and they tell you they get an error at line number, and you look at the line, and there is nothing there, just whitespace... And they tell you they added nothing into the code, then after an hour of debugging what ever the fuck is happening, they tell you "Oh, it's cause I made a spelling mistake in the code I added" and you want to reach through the screen and pull their guts out.[/QUOTE]
No.
I think you need to read neon-networks partnership goals: [url]http://www.neon-networks.com/partner.php[/url]
TL;DR: Wants everyone to work together, promotes a server whos owner is banned from coderhire.
[QUOTE=meharryp;44565515]I think you need to read neon-networks partnership goals: [url]http://www.neon-networks.com/partner.php[/url]
TL;DR: Wants everyone to work together, promotes a server whos owner is banned from coderhire.[/QUOTE]
Getting banned on coderhire is not a reason for NN to stop promoting servers THEY are hosting.
Their site is in need of work though. Typos, grammatical errors, and the site doesn't scale well (at least I assume the weird whitespace isn't intentional). Why allow 5 minute websites to buy space when you don't allow 5 minute scripts?
And I thought the government's tax was enough, but nope.
If you keep doing what you are to prove that a customer has consumed the digital good (proven download corresponding with IP and so on) then nothing changes on the intangible goods front. It just means that if a person purchases a digital good and the seller cannot provide [I]any[/I] proof of consumption, then the buyer is more likely to win as opposed to the seller just going "yep, intangible goods, no refund thanks".
Can someone tell me what the hell this guy is talking about?
[quote][IMG]http://puu.sh/8bPUG.jpg[/IMG][/quote]
Clearly you are trusted so you will be able to give him a dev subscription!
As far as I know BitCoins are very unstable at this moment, so I am not sure whether their integration is a good idea or not.
Maybe Google Wallet / WebMoney is better idea?
[QUOTE=Handsome Matt;44568855]Chargebacks are a troublesome thing that goes back to the credit card companies themselves. No service is completely rid of them.[/QUOTE]
Kids aren't going to be able to make chargebacks from their parents' credit cards though, as opposed to Paypal.
I really would like to switch to using Stripe and other direct card payment providers, but I think it would make sales drop massively. The upside is that chargebacks would massively drop because buyers would have to go to their credit card companies and file a police report (probably).
:smile:
I dont understand how ANYONE loses chargebacks.
All you need to tell paypal during case disputal is
A. Its intangible
B. Show them they have downloaded it
Every single case ever put against me ended in my favor
[QUOTE=Robotboy655;44568780]As far as I know BitCoins are very unstable at this moment, so I am not sure whether their integration is a good idea or not.
Maybe Google Wallet / WebMoney is better idea?[/QUOTE]
Don't use any for of crypto currency, they are way too volatile.
Bbut muh dogecoin...
[QUOTE=adamdburton;44569122]I really would like to switch to using Stripe and other direct card payment providers, but I think it would make sales drop massively. The upside is that chargebacks would massively drop because buyers would have to go to their credit card companies and file a police report (probably).[/QUOTE]
What if you gave sellers an option to use either stripe connect, paypal, or both. That way sellers could choose for themselves whether or not the few extra payments they would get through paypal are worth the chargebacks.
Adding something like stripe connect would probably even net a few more sales from people who hate using paypal. I know it's different in the EU, but here in the US paypal is not considered a bank and could potentially do some really shady shit with my personal information.
[QUOTE=TGiFallen;44570168]Don't use any for of crypto currency, they are way too volatile.[/QUOTE]
If you do crypto, convert it to USD instantly.
Also, generally when filing a credit card chargeback, you do not have to file a police report. I know all I have to do is call up my local bank branch, tell them why I want it, and what happened, and they work on it. Depending on what it is, sometimes I have to provide proof, digital or otherwise, but often not.
[img]http://i.cubeupload.com/OeGQhe.png[/img]
oh my fucking god this guy keeps coming back. at first he has an issue and he just keeps demanding a refund without showing me a single fucking error. I fix that and a few days later he comes back with this fucking issue, yet again not giving me a single error instead just saying "THERE'S ERRORS". I asked him like 6 times and he said he didn't have any console errors, apparently something was spawning an error model.
I added him and he gave me his rcon and I told him to replicate the error, sure enough it's not my fucking problem, my script isn't even in the stack trace. I tell him his darkrp is potentially fucked up and he tells me yeah okay he'll stop bothering me.
then he gives a 2 star review. ffs. I think it might just be a bug with DarkRP but he seems incapable of sending me errors so I have no fucking clue and frankly I stopped giving a damn.
[editline]18th April 2014[/editline]
it's something to do with weapons that don't have worldmodels trying to get spawned, I think. whatever. his fucking problem.
[QUOTE=Joeyl10;44585127]at first he has an issue and he just keeps demanding a refund without showing me a single fucking error.
[...]
then he gives a 2 star review. ffs. I think it might just be a bug with DarkRP but he seems incapable of sending me errors so I have no fucking clue and frankly I stopped giving a damn.
[/QUOTE]
Welcome to my world.
The world where people rate your script for what happens after installation and not itself in general.
The world where people post 1 star ratings if you refuse to modify the script for them, install it on their server or configurate it for them.
The world where people post 1 star reviews first, then post support tickets right away.
The world where the only way to get high rep. is by making scripts massively (like a freakin script factory).
The world where 'please' is not a word and 'I demand' is on daily basis.
I could keep going on and on, but the point is... some (most) customers are assholes and will treat you like a slave, demotivate and probably blame you for each error they are getting, but in general it's worth it.
I am happy that there are people that enjoy my scripts and I am more than happy to make free modifications for them from time to time and I am happy that I can get paid for each weekend I've spend at home scripting.
Am I the only one here who has hardly had any bad encounters with customers?
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