More than two-thirds in U.S. live paycheck to paycheck
91 replies, posted
[QUOTE=imptastick;37729985]No I am saying they are barely getting by. As in $1 frozen dinners, and ramen noodles broke.[/QUOTE]
I'm sorry for taking slight offense at what you said but you don't truly live paycheck to paycheck in my eyes. We live on unreliable tidework and live in a trailer park. But it's stupid to argue about this so I'll stop.
[QUOTE=zakedodead;37730089]I'm sorry for taking slight offense at what you said but you don't truly live paycheck to paycheck in my eyes. We live of unreliable tidework and live in a trailer park. But it's stupid to argue about this so I'll stop.[/QUOTE]
I am not saying there are not people worse off, but if my parents missed a pay check they would be unable to continue without help (I would be out of college, the power and water would be off, and we would not be able to afford food). Which I would call living pay check to pay check.
I am the 28%
Fuck the police
Living paycheck to paycheck can mean that you spend so much on luxury items that you wouldn't have enough saved up to miss a paycheck.
My mom and step-dad are teachers (teachers are fucking underpaid, man), and considering they only get paid once a month, a delayed paycheck would be devastating.
[QUOTE=Skarr;37730368]My mom and step-dad are teachers (teachers are fucking underpaid, man), and considering they only get paid once a month, a delayed paycheck would be devastating.[/QUOTE]
I really think teachers should be paid much higher salaries, I believe that if more teachers got the money they deserved our education system would improve.
[QUOTE=imptastick;37730403]I really think teachers should be paid much higher salaries, I believe that if more teachers got the money they deserved our education system would improve.[/QUOTE]
Having been around teachers most of my life, I think it has more to do with the restrictions placed on them by the government on every level. In my school system a child can't be spanked or otherwise punished (Edit: No timeouts). The only forms of punishment are "write-ups" and in-school/out-of-school suspensions. And unfortunately, living in rural Tennessee, you know the parents won't do anything about it. Any time a child doesn't do their work, or won't pay attention, it's the teacher's fault, because they aren't "stimulating his/her mind". In some cases, this can be true, but in most, it's a lack of parental discipline that is now being enforced in schools. Also, you can't even make a 0 anymore. You get to make up anything you missed regardless of how long ago it was, or your willingness to do it. In a county close to mine, you can't grade papers in red ink because it "teaches the child that they were wrong, and has a negative connotation." Most teachers have about had it. It sickens them just as much as a lot of other people - despite the fact that a lot of people [I]blame[/I] the teachers. Given their college majors (at lower levels) they either have to put up with the bullshit or work fast food.
[QUOTE=Skarr;37730496]Having been around teachers most of my life, I think it has more to do with the restrictions placed on them by the government on every level. In my school system a child can't be spanked or otherwise punished (Edit: No timeouts). The only forms of punishment are "write-ups" and in-school/out-of-school suspensions. And unfortunately, living in rural Tennessee, you know the parents won't do anything about it. Any time a child doesn't do their work, or won't pay attention, it's the teacher's fault, because they aren't "stimulating his/her mind". In some cases, this can be true, but in most, it's a lack of parental discipline that is now being enforced in schools. Also, you can't even make a 0 anymore. You get to make up anything you missed regardless of how long ago it was, or your willingness to do it. In a county close to mine, you can't grade papers in red ink because it "teaches the child that they were wrong, and has a negative connotation." Most teachers have about had it. It sickens them just as much as a lot of other people - despite the fact that a lot of people [I]blame[/I] the teachers. Given their college majors (at lower levels) they either have to put up with the bullshit or work fast food.[/QUOTE]
yea those teachers aren't abusing their students enough fuck the politically correct fascist government!
[QUOTE=yawmwen;37730634]yea those teachers aren't abusing their students enough fuck the politically correct fascist government![/QUOTE]
I used to leave every school day with three broken ribs, and I was making honor rolls!
[QUOTE=yawmwen;37730634]yea those teachers aren't abusing their students enough fuck the politically correct fascist government![/QUOTE]
Any legitimate abuse by a teacher is generally an isolated event. Like in preschool, one of the teachers was pregnant. She got pissed at me and threw a chair at me. Literally picked it up and threw it. Kicked me out of the classroom. To be fair, I was a brat at that age, but I mean c'mon..
[QUOTE=VagueWisdom;37727870]I knew some guy back in high school who had a job and always bragged about his money and blew every paycheck of his on useless junk that he ended up throwing away at some point. He's still the same and complains about having no money and that his job doesn't pay him enough. Hmm, I wonder why. It seems a lot of people I know are usually bad with money and blow their whole paycheck on something with nothing left to save, hell, they even overdrop their bank accounts to buy expensive shit. Now there are people out there who actually use the money from their paycheck on all bills and food, but I haven't seen many of them recently, it just [B][U]seems like a lot of people here are bad with money[/U][/B].[/QUOTE]
They are. There's a good few people that had life shit on them and barely get by, and then there's the majority of people that barely get by because they were/are morons with their finances. We're a country that lives for today; long term isn't important. Having a nice car, fancy phones, big screen TV's, expensive clothes, going out to eat all the time, and other fun shit is what we value. Self control and living within your means is a lost concept here; if it wasn't you'd have people paying off their house instead of losing it.
[QUOTE=itisjuly;37727432]And yet so many people have iDevices. Even the seemingly poor people manage to get an iPhone somehow.[/QUOTE]
poor people don't have their priorities straight, I know plenty of people who don't have enough for three meals a day yet have $100 shoes and smartphones
most poor people don't get their shoes or phones at full price
i got my iPhone for 0 dollars and my shoes for 20, even though i wear real Converse and Nike
[QUOTE=thisispain;37730868]most poor people don't get their shoes or phones at full price
i got my iPhone for 0 dollars and my shoes for 20, even though i wear real Converse and Nike[/QUOTE]
Please don't say you have a contract that said "iphone for 0 dollars"
[QUOTE=itisjuly;37727432]And yet so many people have iDevices. Even the seemingly poor people manage to get an iPhone somehow.[/QUOTE]
That's a big reason why there are so many people living paycheck to paycheck. They spend it sooner than they can earn it.
[QUOTE=Meller Yeller;37730914]That's a big reason why there are so many people living paycheck to paycheck. They spend it sooner than they can earn it.[/QUOTE]
no a big reason why people live paycheck to paycheck is due to a poor economy and job market.
if the answer was as simple as "stop buying iphones" nobody would be poor.
[QUOTE=SgtCr4zyGunz;37731110]no a big reason why people live paycheck to paycheck is due to a poor economy and job market.
if the answer was as simple as "stop buying iphones" nobody would be poor.[/QUOTE]
Indulging is something that's getting to be more rampant and the idea of saving money is fading from our culture more and more.
The imbalanced economy is the biggest, overarching reason, but I've seen MANY people end up losing everything they own due to over-indulging on cars, houses, and other stuff they can barely afford.
[QUOTE=Skarr;37730778]Any legitimate abuse by a teacher is generally an isolated event. Like in preschool, one of the teachers was pregnant. She got pissed at me and threw a chair at me. Literally picked it up and threw it. Kicked me out of the classroom. To be fair, I was a brat at that age, but I mean c'mon..[/QUOTE]
Was that teacher normally nice? Because if this was a one off pissyness then that teacher SHOULD have been out on maternity leave.
What's wrong with living paycheck to paycheck? I live paycheck to paycheck and I'm perfectly happy
I mean you have somewhere to live, you have food, you have a toilet and a shower.
I think a bigger concern for the US is people who are living dollar-found-in-the-gutter to dollar-found-in-the-gutter
[QUOTE=Maloof?;37731375]What's wrong with living paycheck to paycheck? I live paycheck to paycheck and I'm perfectly happy
I mean you have somewhere to live, you have food, you have a toilet and a shower.
I think a bigger concern for the US is people who are living dollar-found-in-the-gutter to dollar-found-in-the-gutter[/QUOTE]
That would suck if you had an emergency.. but hey, your ok with not having any backup money
[QUOTE=areolop;37731385]That would suck if you had an emergency.. but hey, your ok with not having any backup money[/QUOTE]
that's why you have a little bit of extra money in a separate account, for emergencies
siphon off $5 a week, put it in there until you've got enough you're comfortable with, done
learning to budget and make food go further (buying bulk, reheating leftovers,etc) instead of throwing away half-eaten meals and whatnot is how it's done
[QUOTE=Killuah;37730906]Please don't say you have a contract that said "iphone for 0 dollars"[/QUOTE]
no the contract came with a shitty android phone that nobody wants
i picked up my iphone by doing a glorified form of dumpster diving. essentially rich people in SF will throw away stuff regardless of whether it works or not. people then pick this stuff up and either sell it or just take it themselves.
[QUOTE=thisispain;37731434]no the contract came with a shitty android phone that nobody wants
i picked up my iphone by doing a glorified form of dumpster diving. essentially rich people in SF will throw away stuff regardless of whether it works or not. people then pick this stuff up and either sell it or just take it themselves.[/QUOTE]
we have this thing in my country but not really like that
it's called 'Inorganics', where once a year you get to put all the stuff you can't normally throw out (couches, tvs, scrap wood/metal, etc) on the lawn and the local council comes around and picks it up.
People throw out so much good stuff. We tend to go around and pick up cabinets and desks and armchairs (if they don't have fleas or aren't soaked in pee pee) and all of that stuff.
Once I found a stick of SD RAM in the bottom of a cardboard box. Took it home, dried it out and installed it; worked fine!
yeah and you can then use the money you would have spent buying an iphone on cutesy apps instead
[QUOTE=thisispain;37731481]yeah and you can then use the money you would have spent buying an iphone on cutesy apps instead[/QUOTE]
I would probably actually spend it on crack but you know me I don't do unnecessary technological extravagance
[QUOTE=The Baconator;37727890]Don't worry, the free market will take care of us![/QUOTE]
Nah man, the almighty government can take care of all of us. Unemployment could be eliminated by having the government hire people to dig ditches and fill them back in again. Those workers could be paid wages of $40/hour, and whenever the government runs out of money to pay them, they can just create more money out of thin air. There would be endless wealth and prosperity.
[QUOTE=Noble;37731768]Nah man, the almighty government can take care of all of us. Unemployment could be eliminated by having the government hire people to dig ditches and fill them back in again. Those workers could be paid wages of $40/hour, and whenever the government runs out of money to pay them, they can just create more money out of thin air. There would be endless wealth and prosperity.[/QUOTE]
wow
[QUOTE=Noble;37731768]Nah man, the almighty government can take care of all of us. Unemployment could be eliminated by having the government hire people to dig ditches and fill them back in again. [/QUOTE]
it's funny because this would actually be far better than the shitty ideas you have
[QUOTE=Pierrewithahat;37728128]If you earn 100 million dollars a year and you're living paycheck to paycheck you've got some major problems.[/QUOTE]
[I]"But the Yacht needed a MAJOR makeover, and nothing less than the latest Louis Vuitton collection is good enough for my kids."[/I]
[QUOTE=Lazor;37733214]it's funny because this would actually be far better than the shitty ideas you have[/QUOTE]
Yeah, of course it would! We must abolish capitalism and get rid of the profit motive that has been holding back economic growth throughout the past few centuries. Once we get the capitalist greed out of the equation, then our glorious government leaders can bring us the prosperity we've been waiting for.
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