US House of Representatives passes bill in first step to repeal Obamacare - Polidicks

[QUOTE=Darkwater124;51667151]I'm not very into politics and I've never understood this; what's the controversy around obamacare in a sentence or two?[/QUOTE] A bunch of people who were uninsurable due to pre-existing conditions are now able to get "insurance" which (predictably) sky-rocketed the cost of insurance for those who actually pay into the insurance pool, from which the people with pre-existing conditions immediately get access. It defeats the purpose of insurance, and a lot of people are salty that other people won't have to pay for their massive medical costs anymore by forcing people to pay into the insurance pool that they're basically stealing from. Imagine if you totaled your car, then got insurance afterward, and immediately made a massive claim on it that you would never reasonably put back into the insurance pool that other people have been paying into, that's the ACA. Except that you'll always be taking money out for the pre-existing condition and never really putting money back into the pool. It did absolutely nothing to make healthcare "more" affordable. If you want to socialize health care it should be done through single payer via taxes like everyone else does it, the ACA is an abortion.

[QUOTE=soulharvester;51667138]Not sure if I'd personally refer to myself as republican, but whatever: The implementation of ACA is total bullshit. Either do nationalized single payer or don't, but don't fuck with insurance companies and force people to pay for a third party service they may or may not be able to afford. The ACA did absolutely nothing to make healthcare more "affordable", all it did was force people who already pay too much for their own healthcare, to pay even more out of pocket for everyone else's as well. Honestly I think it was designed to be garbage so that single payer would be more palatable because at this point just about anything is better than the current system for most working Americans. [url]http://www.forbes.com/sites/theapothecary/2016/07/28/overwhelming-evidence-that-obamacare-caused-premiums-to-increase-substantially/#83e9dcb46e3c[/url] Edit: I don't understand why you guys expect the republicans to "replace" the ACA, nor do I know what you expect them to "replace" it with.[/QUOTE] The ACA has serious problems, and even Obama would agree with that. The subsidies aren't strong enough for people who make enough money that they're not eligible for Medicaid, and a lot of rural markets have one or two providere period, thus making it not particularly competitive. But it has increased coverage to over 20 million additional people; allowed millions to stay on their parents plans until 26; denied insurance companies the ability to deny coverage for preexisting conditions; and slowed the overall rate of healthcare costs(Not lowered, mind you, but the increase is less than what nothing would've been). It's certainly not garbage, especially in the context of its passage. Saying it should've been single payer is fine and all, until one accepts the fact that moderate senators like Liberman or Manchin would've never supported it, and thus pushing for single payer would've resulted in nothing. Hell, Obama really did try for a public option, and went a long time risking the entire bill for it, but Joe Liberman just refused to budge unless it was removed. It fucking sucks that Liberman, one single person, is the reason there is no public option in this country, but it was ultimately this or nothing. And considering all the benefits its brought, it's unreasonable to argue that they should've died for ideals instead of enacting a real change.

[QUOTE=soulharvester;51667211]A bunch of people who were uninsurable due to pre-existing conditions are now able to get "insurance" which (predictably) sky-rocketed the cost of insurance for those who actually pay into the insurance pool, from which the people with pre-existing conditions immediately get access. It defeats the purpose of insurance, and a lot of people are salty that other people won't have to pay for their massive medical costs anymore by forcing people to pay into the insurance pool that they're basically stealing from. Imagine if you totaled your car, then got insurance afterward, and immediately made a massive claim on it that you would never reasonably put back into the insurance pool that other people have been paying into, that's the ACA. Except that you'll always be taking money out for the pre-existing condition and never really putting money back into the pool. It did absolutely nothing to make healthcare "more" affordable. If you want to socialize health care it should be done through single payer via taxes like everyone else does it, the ACA is an abortion.[/QUOTE] Relating pre-existing conditions, some out of a person's control, to a car accident isn't a great way to word that.

Any FPers covered by the ACA?

[QUOTE=soulharvester;51667211]A bunch of people who were uninsurable due to pre-existing conditions are now able to get "insurance" which (predictably) sky-rocketed the cost of insurance for those who actually pay into the insurance pool, from which the people with pre-existing conditions immediately get access. It defeats the purpose of insurance, and a lot of people are salty that other people won't have to pay for their massive medical costs anymore by forcing people to pay into the insurance pool that they're basically stealing from. Imagine if you totaled your car, then got insurance afterward, and immediately made a massive claim on it that you would never reasonably put back into the insurance pool that other people have been paying into, that's the ACA. Except that you'll always be taking money out for the pre-existing condition and never really putting money back into the pool. It did absolutely nothing to make healthcare "more" affordable. If you want to socialize health care it should be done through single payer via taxes like everyone else does it, the ACA is an abortion.[/QUOTE] As someone that works in the insurance industry (not medical but still). I can say with confidence you don't know what you're talking about.

[QUOTE=OvB;51667283]Any FPers covered by the ACA?[/QUOTE] No one we're all rich as hell.

[QUOTE=Tudd;51667202]Well as previously pointed out, Obamacare was a half-measure that has truly failed. [/QUOTE] A lot more people have health coverage who otherwise wouldn't. I'd say the individual mandate is flawed but the bill as a whole wasn't a failure. [editline]13th January 2017[/editline] [QUOTE=soulharvester;51667138] [B]Edit: I don't understand why you guys expect the republicans to "replace" the ACA[/B], nor do I know what you expect them to "replace" it with.[/QUOTE] because they have been saying this for years. you aren't a very good republican.

[QUOTE=Raidyr;51667319]because they have been saying this for years. [b]you aren't a very good republican.[/b][/QUOTE] I figure voting for Obama in 2012 kind of already ruined that for me.

[QUOTE=soulharvester;51667138] Edit: I don't understand why you guys expect the republicans to "replace" the ACA, nor do I know what you expect them to "replace" it with.[/QUOTE] Because if you keep complaining about how a system is shit and you can't wait until you get a chance to get rid of it, having a replacement system is the logical thing instead of fucking over millions of people in this case. But then again, if there's one thing demagogues do well, it's yelling and yelling but never providing any solutions. Or completely idiotic ones.

[QUOTE=_Maverick_;51667185]Someone can go more in depth but as I understand it, Obamacare (ACA) Provides affordable healthcare for everyone They are getting rid of it so people have pay $20,000,000,000+ to get a hip replacement or something[/QUOTE] The ACA just changed who healthcare was affordable to. It didn't make everyone's insurance cheaper. It just rips off the middle class to pay for the poor.

[QUOTE=soulharvester;51667138] Edit: I don't understand why you guys expect the republicans to "replace" the ACA, nor do I know what you expect them to "replace" it with.[/QUOTE] [media]https://twitter.com/realdonaldtrump/status/791233632593739776[/media] [media]https://twitter.com/realdonaldtrump/status/697182075045179392[/media] [media]https://twitter.com/realdonaldtrump/status/791037075030179840[/media] ???

Most Republicans I've heard say repeal and replace. I'm just skeptical that they won't get around to the replace thing. I'm not partial towards the ACA, if the GOP can come up with something better than it, more power to them. I'm just skeptical they can. The fact there's no written, explained replacement out before they attempt to cut it worries me. If I was the Republicans, I would've had our alternative available to read online from day one of the ACA...

[QUOTE=Silence I Kill You;51667434]The ACA just changed who healthcare was affordable to. It didn't make everyone's insurance cheaper. It just rips off the middle class to pay for the poor.[/QUOTE] Too right mate all those damn poor people getting access to healthcare what a bunch of selfish leeches

[QUOTE=Tudd;51667202]It should be repealed no matter what, but I am also looking for more specifics on what will replace it.[/QUOTE] You know, instead of repealing it, why not just improve it? Because the groundwork was already laid out, if the Republicans have problems with the act, they could just you know... Fix those problems instead of ripping it out wholesale out of spite. Especially when it's clear they don't have any sort of replacement ready and a lot of people rely on the act.

[QUOTE=OvB;51667490]Most Republicans I've heard say repeal and replace. I'm just skeptical that they won't get around to the replace thing. I'm not partial towards the ACA, if the GOP can come up with something better than it, more power to them. I'm just skeptical they can. The fact there's no written, explained replacement out before they attempt to cut it worries me. If I was the Republicans, I would've had our alternative available to read online from day one of the ACA...[/QUOTE] It's not as if they are starting from scratch right now. Several congressmen probably have full bills ready to be reviewed and voted on, they just never put them up because it would have been a futile attempt.

[QUOTE=Silence I Kill You;51667434]The ACA just changed who healthcare was affordable to. It didn't make everyone's insurance cheaper. It just rips off the middle class to pay for the poor.[/QUOTE] Isn't it better than what your country had before though?

[QUOTE=Silence I Kill You;51667513]It's not as if they are starting from scratch right now. Several congressmen probably have full bills ready to be reviewed and voted on, they just never put them up because it would have been a futile attempt.[/QUOTE] I'm aware of that, but alternatives should've been shared beforehand. It reminds me of Pelosi saying you need to pass it to see what's in it. We're just going from one legacy mess to another.

I hope what they replace it with includes pre-existing conditions, or else my sister won't be covered. They're playing with peoples lives here.

[QUOTE=RainbowStalin;51667498]Too right mate all those damn poor people getting access to healthcare what a bunch of selfish leeches[/QUOTE] I know man! Working people don't have any bills to pay or retirement to save for. They should be paying arm and limb for crappy insurance they can't afford! [QUOTE=_Maverick_;51667526]Isn't it better than what your country had before though?[/QUOTE] Depends on your point of view. Some people say that people having access to insurance is worth it. Others see that you're only changing WHO it's affordable for, and while it covers the poor, it does so at the expense of a LOT of working class people who are already stretched, bringing them down instead of bringing up the poor, and that's not worth it. [QUOTE=OvB;51667536]I'm aware of that, but alternatives should've been shared beforehand. It reminds me of Pelosi saying you need to pass it to see what's in it. We're just going from one legacy mess to another.[/QUOTE] That's how politics work now. We couldn't work together, so now we work apart.

I reccomend reading up on [url=https://www.congress.gov/bill/114th-congress/house-bill/2300]H.R.2300[/url], it appears that it will be the most likely replacement for the ACA

As a soon to be 26 year old this year it's scary because I'll be off my parents health insurance and I just want to make sure my medicine is covered.

[QUOTE=Golden_Goat;51667593]As a soon to be 26 year old this year it's scary because I'll be off my parents health insurance and I just want to make sure my medicine is covered.[/QUOTE] Have you checked Medicaid? Given the situation at hand, I'd suggest enrolling in it. The problem is with Medicaid is you may be eligible for it or you may not be, and the eligibility varies in different states. This may be one of the few choices you have at the moment.

[QUOTE=Judas;51667587]I reccomend reading up on [url=https://www.congress.gov/bill/114th-congress/house-bill/2300]H.R.2300[/url], it appears that it will be the most likely replacement for the ACA[/QUOTE] Going to need someone versed in healthcare law to TLDR this for everyone

If the republicans had a replacement agreed upon they'd be showing it off to everyone to show how much better they are then Obama. The fact of the matter is that I find it incredibly unlikely that the republicans have even considered a replacement at this point.

We need a replacement from day 1, having no insurance in America is literally a Death Panel the GOP was going on about.

[QUOTE=Code3Response;51667618]Going to need someone versed in healthcare law to TLDR this for everyone[/QUOTE] From what I understand of it, as compared to the ACA, it's mostly about reducing the taxable amount charge to customers/clients/insureds through HSA tax contributions/limitations. There's a hardline stance on Abortion in there with "Some exceptions" which doesn't mean much. Limits are placed on how much the employer is forced to pay, and limits are placed on how much of that is tax deductible. The coverage for Pre-existing coverages is gone. That's the real kicker. Or killer. Depends how you look at it.

[QUOTE=Silence I Kill You;51667434]The ACA just changed who healthcare was affordable to. It didn't make everyone's insurance cheaper. It just rips off the middle class to pay for the poor.[/QUOTE] Healthcare costs rose as a result of a lot more people becoming covered and able to get healthcare. The problem with the middle class is that they make too much for subsidies and tax credits but don't make enough money so that the new higher costs are covered by their income. The cost of healthcare in America is insane and repealing the ACA tomorrow wouldn't do much to fix this problem. [QUOTE=Silence I Kill You;51667573]I know man! Working people don't have any bills to pay or retirement to save for. They should be paying arm and limb for crappy insurance they can't afford![/QUOTE] What do you mean by "crappy" because the ACA created a new list of regulations regarding coverage, which is part of why insurance is more expensive. Also implying people who benefitted from the ACA aren't working people. The major difference between them and you is that you can afford healthcare, bills, and retirement. Poor working-class people before Obamacare could pick one if they were lucky. [QUOTE=Silence I Kill You;51667573]Depends on your point of view. Some people say that people having access to insurance is worth it. Others see that you're only changing WHO it's affordable for, and while it covers the poor, it does so at the expense of a LOT of working class people who are already stretched, bringing them down instead of bringing up the poor, and that's not worth it.[/QUOTE] More people are insured, which means more people can get healthcare. Even if you throw out the rising costs and the individual mandate, the other provisions of the ACA are well-liked by both sides. It's objectively better. [QUOTE=Silence I Kill You;51667573]That's how politics work now. We couldn't work together, so now we work apart.[/QUOTE] Quite.

[QUOTE=OvB;51667283]Any FPers covered by the ACA?[/QUOTE] The provision that allows people under 26 to remain on their parent's healthcare plan is probably something that impacts many of us. I have family that will lose coverage if the Republicans toss the preexisting conditions provision as well.

[QUOTE=soulharvester;51667138]Not sure if I'd personally refer to myself as republican, but whatever: The implementation of ACA is total bullshit. Either do nationalized single payer or don't, but don't fuck with insurance companies and force people to pay for a third party service they may or may not be able to afford. The ACA did absolutely nothing to make healthcare more "affordable", all it did was force people who already pay too much for their own healthcare, to pay even more out of pocket for everyone else's as well. Honestly I think it was designed to be garbage so that single payer would be more palatable because at this point just about anything is better than the current system for most working Americans. [url]http://www.forbes.com/sites/theapothecary/2016/07/28/overwhelming-evidence-that-obamacare-caused-premiums-to-increase-substantially/#83e9dcb46e3c[/url] Edit: I don't understand why you guys expect the republicans to "replace" the ACA, nor do I know what you expect them to "replace" it with.[/QUOTE] was there a tax raise coupled with obamacare that I didn't hear about? I don't see how people who were already buying healthcare are now paying for other people?

Jesus, I wish anyone who needs it good luck and good health