English Universities announcing fees over £9,000 limit - Polidicks

[QUOTE=Ignhelper;50745240]Where does the money go to anyway[/QUOTE] The university If you get a loan you never actually see the money, it goes directly to the uni and you pay it back later

If anybody from the UK is applying for University next year, I would strongly urge you to look at studying abroad for free/cheaper. I wish that I had done so and will regret this decision every day of my life.

[QUOTE=Noss;50745295]If anybody from the UK is applying for University next year, I would strongly urge you to look at studying abroad for free/cheaper. I wish that I had done so and will regret this decision every day of my life.[/QUOTE] Depends what university you're going to. UK universities are comparably better than most European ones, so if you think that your specific university is worth it I wouldn't study abroad at a likely inferior one.

[QUOTE=The Rifleman;50744726]Public Schools offer things like grants and scholarships based in your academics but majority of people have to pay it out the ass and exit college at 22 with tens of thousands in debt. People used to declare bankruptcy right after to get rid of the loans so the government changed th laws that if you declare, student debt doesn't get wiped anymore. It's a growing bubble that's gonna pop at some point.[/QUOTE] Friend of mine is gonna apply for a scholarship or so (dunno if thats the correct term for the correct thing here) because its either work or study, and she can't do both. Problem is she needs specific grades over a certain value, and those don't come cheap for anyone there apparently. Meanwhile, another friend of mine is in a private college, her dad pays her everything, but all she gets left is money for food. But thats slightly debatable on wether its really true because of the many outfits she has... Either way, its kind of fucked because it all puts pressure on the students, just for starters. I really don't know how you guys over there manage to leave your parents house at 20 something and live somewhere else/live at college and pay for it, and some people even work and study at the same time. Here its almost financial suicide unless you do it with someone else, and thats not counting if you're pursuing a higher education.

i'm in amidst moving to the UK, and it's really expensive. 3 year course is 9000 pounds per year, and then it's around 7k for a self catered apartment on campus.

[QUOTE=The Rifleman;50744726]exit college at 22 with tens of thousands in debt. People used to declare bankruptcy right after to get rid of the loans so the government changed th laws that if you declare, student debt doesn't get wiped anymore. It's a growing bubble that's gonna pop at some point.[/QUOTE] [QUOTE=Rocâ„¢;50744712]35k a year?! HOLY FUCK Part of the reason why I didn't go to college. Granted it isn't nearly that much, but whatever sum of money would be wasted because I just don't have the will... Still, even for those who do have the will, they still pay out the ass for it.[/QUOTE] [QUOTE=The Rifleman;50744696]Kids here in the US pay 35,000 plus per year. It's bullshit education should be free. or close to free. Its robbery to charge that much.[/QUOTE] but how will you truly remember your college days if you don't end up in horrible bone crushing depression afterwards and want to kill yourself every day? [editline]20th July 2016[/editline] Free education in every country would easily change the world for the better

[QUOTE=carcarcargo;50745251]$5 per year? Hows that supposed to cover anything?[/QUOTE] oops i forgot the k

[QUOTE=tom1029;50745100]I wonder how long until the great University crash. I decided not to go to uni and found a great job doing exactly what I wanted 15 mins away from where I live, and after 1 year I'm on a decent salary. I think more and more people are going to decide not to go to uni.[/QUOTE] Cost of uni kind of put me off as well so I started applying for jobs in my last month of college and as of this week I will have finished my first month of work as the IT Technician for a small school near where I live with no debt. Never been happier and love the people I work with. Because it is a school and small in size I also get most of the holidays as well.

Glad I got that sweet sweet free tuition in Scotland a few years ago; who knows how much longer it'll last.

Lets just add to the debt which is going to cause chaos in 30 years? Last time I checked If you don't earn 40k or more a year you wont even pay the yearly interest off. [url]http://www.telegraph.co.uk/money/student-money/graduates-could-need-40000-salary---just-to-cover-student-loan-i/[/url] I can't wait for that to screw me when I hit my 50's Everything is out to get young people in the UK. Housing, Student loans, Brexit, retirement age. Everyday its getting more and more tempting to jump ship once I get my masters, I dont have anything. The only thing keeping most fresh grads in the UK is family

This is a meme

I honestly wouldn't be surprised if the Tories privatised the loans eventually.

I'm thankful that the Welsh government gives us grants. I'm only paying £3,900 for my next year even though I'm studying in Canterbury. Meanwhile, Scotland's universities are completely free and Northern Ireland kept the old limit. Why the fuck is the English education system desperately trying to destroy itself?

I started university thinking I could pay for it myself, a few years later and several tuition bumps later, I just applied for a student loan. Fuck off capitalism, go take your profit incentives and shove them up your ass.

[QUOTE=lordofdafood;50746611]Lets just add to the debt which is going to cause chaos in 30 years? Last time I checked If you don't earn 40k or more a year you wont even pay the yearly interest off. [url]http://www.telegraph.co.uk/money/student-money/graduates-could-need-40000-salary---just-to-cover-student-loan-i/[/url] I can't wait for that to screw me when I hit my 50's Everything is out to get young people in the UK. Housing, Student loans, Brexit, retirement age. Everyday its getting more and more tempting to jump ship once I get my masters, I dont have anything. The only thing keeping most fresh grads in the UK is family[/QUOTE] I wouldn't say you should jump ship. What you should do is get together and go after your government. Make them work for you and help you like they should be. This is what it's going to have to come down to here in the United States too at the rate things are going. I hope the $1.2 trillion and counting student loan debt bubble we've got going bursts here sometime soon so that way we can start having this conversation in a serious tone as Americans. Nothing commands change quite like a mob of angry, desperate people, which is exactly what we'll have with the economic effects that will follow. [editline]21st July 2016[/editline] I mean, that's basically what it comes down to. If you don't start standing up for yourselves, then things are going to continue to get worse and worse. Passive is the last thing that you should be when you've got that many problems that need fixing; it's guaranteed nothing will change if you are.

[QUOTE=Govna;50747458]I wouldn't say you should jump ship. What you should do is get together and go after your government. Make them work for you and help you like they should be.[/QUOTE] We've tried that. Look where it's got us. In a situation where the NHS has been stripped of most of its funding. In a situation where we're in a stalemate with the EU on pushing the big red button because people voted with no idea what it'll do. In a situation where they've already increased the max fee cap when [I]they said they wouldn't. We rioted over it, it did nothing.[/I] In a situation where we have a government we didn't even fucking vote for. In a situation where the one party no one wanted to take over did and pushed the weaker party aside. The Tories don't give a flying fuck mate, they do whatever the fuck they want. Slash everything big costing short term, don't care about the long term or its effects, rise the prices on everything.

[QUOTE=.Lain;50744746]here in the uk paying off your loan is pretty managable and a lot of the time you dont have to pay all of it off, or for a very long time anyways tldr you wont be in debt as soon as you leave uni because a. you wont be earning enough to have to pay off the government grant yet or b. you'll be earning enough so early on that it won't be an issue regardless the fact that it's a government loaning scheme means that it's a lot more forgiving/intensive than it would be in the us etc. but it still sux.[/QUOTE] Its not much of a loan really, its more of a tax really

[QUOTE=Zenreon117;50747044]I started university thinking I could pay for it myself, a few years later and several tuition bumps later, I just applied for a student loan. Fuck off capitalism, go take your profit incentives and shove them up your ass.[/QUOTE] Pretty sure UK universities aren't for profit and aren't getting profit incentives

i'm going to be in debt after school but with a BS and a MHA in 5 years so I should be able to manage. personally i think if college were to be made free, admission requirements need to be made stricter because universities are flooded with people who don't belong there

[QUOTE=FlashMarsh;50748789]Pretty sure UK universities aren't for profit and aren't getting profit incentives[/QUOTE] The unis didn't get an extra £6k/year when fees rose, the government just stopped covering that money themselves. This is the Tories fucking about with accounting rather than actually saving money, for the most part.

[QUOTE=stupid10er;50749031]i'm going to be in debt after school but with a BS and a MHA in 5 years so I should be able to manage. personally i think if college were to be made free, admission requirements need to be made stricter because universities are flooded with people who don't belong there[/QUOTE] so you're saying some people shouldn't be allowed education? idk personally i enjoy my freedom to go to med school without fucking around with GPA's, MCAT's, interviews and recommendation letters etc. also most importantly not having to pay outta my ass for it lol

[QUOTE=The Rifleman;50744696]Kids here in the US pay 35,000 plus per year. It's bullshit education should be free. or close to free. Its robbery to charge that much.[/QUOTE] My school's 60k before deductions.

[QUOTE=Saturn V;50749161]so you're saying some people shouldn't be allowed education? idk personally i enjoy my freedom to go to med school without fucking around with GPA's, MCAT's, interviews and recommendation letters etc. also most importantly not having to pay outta my ass for it lol[/QUOTE] One of the big problems these days with higher education is that everybody feels compelled to go, even if they don't know what they want to do or if it will even help them. Technical schools and apprenticeships would be better for these cases. It's all too common for people who have no idea of what they're doing to leave university, having wasted both their own time and money on a course they found no benefit from doing.

[QUOTE=NeonpieDFTBA;50749139]The unis didn't get an extra £6k/year when fees rose, the government just stopped covering that money themselves. This is the Tories fucking about with accounting rather than actually saving money, for the most part.[/QUOTE] As far as I know many universities actually have surpluses in funds, so yeah it's got nothing to do with saving money at this point. [URL]https://www.theguardian.com/education/2016/mar/03/tuition-fees-england-universities-surplus-balance[/URL] [editline]21st July 2016[/editline] [QUOTE=Saturn V;50749161]so you're saying some people shouldn't be allowed education? idk personally i enjoy my freedom to go to med school without fucking around with GPA's, MCAT's, interviews and recommendation letters etc. also most importantly not having to pay outta my ass for it lol[/QUOTE] Well yeah, they should really bring back the alternative forms of education they used to have (many of which were actually somewhat better for their respective subjects) instead of piling literally everyone into university. University should really only be for people who're particularly good at certain subjects, not just shoving literally everyone into them.

We're going to be the new Lost Generation. I already view my life as a noble failure in regards to student loans, paying back debt, and getting a job in the career I like.

fuck you england lol

[QUOTE=meppers;50745123]only the idiots do. my state university tuition is around $11k a year before books and the US government gives me $5k a year to help cover tuition[/QUOTE] It was cheaper for me to go to a private university, Fairfield University to be specific, which costs $56k+ a year, than to go to the University of Connecticut, a state school, because my father made $90,000 a year and we were unable to get financial aid from the state. Fairfield gave me a $30k scholarship, but I still graduated with $60k debt (my father took on some of my loans as a parent loan, so he shares the burden too). UConn would have cost me $52k with no financial aid. So saying "only the idiots" pay more than $35k is insulting. Financial aid usually does not take into account expenses and looks squarely at income, which is retarded. For example, that $90k my father made primarily went to paying for our horrendously shit medical insurance, my mom's cancer diagnosis and treatment, the expensive meds both me and my mother take, our high amount of bills, his credit card debt, supporting my sister in California when she lost her job, and the fact that my mother has never worked and does not qualify for disability (because she has not worked in the last 15 years, yeah apparently that's a thing). That $90k has to support a three person family, and if my mother worked and both made about $45k each (equal to $90k) for some dumb reason I would have been able to get financial aid for UCONN. Education is fucked here. None of my friends escaped college without at least $30k in debt unless their parents were rich and paid for all of it. [editline]23rd July 2016[/editline] [QUOTE=Rocâ„¢;50745329]I really don't know how you guys over there manage to leave your parents house at 20 something and live somewhere else/live at college and pay for it, and some people even work and study at the same time. Here its almost financial suicide unless you do it with someone else, and thats not counting if you're pursuing a higher education.[/QUOTE] Most students here who go to college end up paying for room and board as part of their loans. They still live with their parents after college, and a lot of people don't even move out till near or past their 30s. A lot of people who live close by to colleges become commuters, and live at home while going to school every day, which saves a ton of money but you miss out on the "college experience" which, while a great way to make connections, life long friends, and find love, is sometimes not worth the extra $20k a year. Unless you take night classes (which some graduate degrees, like Social Work, are not possible to do) or online classes, and work all day there's no way you can work and go to college while being self-sufficient without sacrificing your health or relying on parents/spouse/friends to house you through that time. I know a woman whose goal in life is to find a husband who will be able to house and feed her while she gets her degree, because she can't pay rent and go to college at the same time and she has no parents to live off of, it's so fucked that she literally cannot afford to get a higher education to make more money without marrying someone whose financially better off. Some people just can't afford college because they have to pay rent, utilities, food, etc. and not being able to work full time cuts their income sharply.

Will things like Student Finance scale with this?

why don't they ever give a real reason why... if those unis are broke why don't they say it.. if the country is broke, why not say. they make all these ridiculous decisions out of the blue and leave everyone in the dark.

all this time, you guys secretly wanted to be americans dump your teas and we'll let you in