Over 2.5 million people have signed up for ObamaCare since December 12th.
66 replies, posted
[QUOTE=valkery;46732194]Riddle me this then: Why are some of the things that I need on my healthcare not covered by my provider? Why am I paying them to not cover all of the things that I need to have covered?
For example, I pay $20 more a month to have dental care added onto my insurance. I just recently broke off part of a crown, and it's not covered by my dental insurance. It's a $700 repair that I'd have to pay out of pocket if I wanted it done. I'm paying for dental care. Why are my teeth not being covered?
Another example: my mom went in to get her eyes checked. She pays for eyecare. The doctor brought her in, checked her eyes, and told her that she needed to up her prescription. She went back out, got a frame, went to the desk and was told that she would have to pay $150 out of pocket to get the glasses. She pays for eyecare. Why are here eyes not covered?
Keep in mind that we both have BlueCross/BlueShield, which is considered to be one of the best healthcare services in the area. If you can tell me why I pay an insurance company to not help me out when I need help, go ahead, but until everyone gets covered for the things that ail them, [I]that they pay for[/I], I can't blame people for not wanting to have health insurance in this country.
I don't want to pay for a service that has arbitrary things that it will not help me with, even though I am paying it to help me with those things.[/QUOTE]
Well the answer to your questions is the insurance companies arent looking to help you, they are looking for your $$
But at least you already realize insurance isnt this magical thing that is always beneficial, its usually the opposite and you quickly realize this the second you pay for it yourself.
[QUOTE=No Party Hats;46730805]so did people hate obamacare because the site wasn't working or what? because suddenly all the hate for it im used to hearing from political ads and stuff like that is gone.
did everyone just go "oh it's actually really sick" when the site fixed?[/QUOTE]
People hate Obamacare because it doesn't actually provide much of anything other than what an insurance company feels like providing, which in most cases is amazingly crappy/bare minimum coverage; it's a fucking mess, and not remotely close to what was promised in the beginning of the initiative.
[QUOTE=Antdawg;46741868]If the government should be responsible for our health, why not just force everyone to go to the gym? And if we don't get healthy because we don't push ourselves hard enough, should we sue the government because they are ultimately more responsible than we are for our health?.[/QUOTE]
"Forcing everyone to go to the gym" would be currently more expensive than paying for the heart disease issues.
It might sound easy to you but keeping the global populace fit is a gargantuan task, no matter how fascist would you be willing to be to achieve it.
[QUOTE=Zero-Point;46736146]You mean like with car/home insurance, right?[/QUOTE]
You have to buy car insurance if you drive a car on public roads.
You don't have to buy home insurance unless the bank paying for your home requires it.
You have to buy Obamacare if you exist.
[QUOTE=H8Entitlement;46741088]Longer answer- insurance will never cost less then what it can be expected to pay out (statistically anyway). By paying for insurance you are (again statistically) paying more then if you had just paid cash for the services the insurance covers. This is how a for profit business works. If you had some pretty extreme wealth I'm sure you could find a policy that litterally covers everything. But even then you would (statistically yet again) be paying more for the policy then the value of what the policy would pay.[/QUOTE]
Except that insurance companies get charged MUCH, MUCH less by hospitals and doctors than people without insurance do. If they got charged the same amount you'd be right, but they don't.
[QUOTE=Awesomecaek;46742251]"Forcing everyone to go to the gym" would be currently more expensive than paying for the heart disease issues.
It might sound easy to you but keeping the global populace fit is a gargantuan task, no matter how fascist would you be willing to be to achieve it.[/QUOTE]
Make fatshaming mandatory. It may work.
[QUOTE=Helix Snake;46743701]Except that insurance companies get charged MUCH, MUCH less by hospitals and doctors than people without insurance do. If they got charged the same amount you'd be right, but they don't.[/QUOTE]
Yup, the fact that making a deal with an insurance company basically ensures thousands upon thousands of customers and a deal with an individual ensures one visit by a single person makes it a lot more useful to give better prices to the insurance company.
There are actually co-ops that do the same thing. They gather a large number of people and bargain good deals, but the people in the co-op actually pay from their own pocket. So it's not insurance, but they get many of the benefits of insurance. This obviously doesn't work for someone in poverty, but it's not bad for the majority of people.
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