[QUOTE=T2L_Goose;23221146]Uhm being dropped because you can't pay your fucking bills is not "maximizing profits""[/QUOTE]
uh, yes it is. do you have any idea how insurance companies work? the more people they drop/deny, the more money they make. that's why they'll drop people at any little chance they can.
[QUOTE=T2L_Goose;23221146]it's "you can't pay your bills so we can't provide you services because that requires a certain amount of money and you can't provide that"[/QUOTE]
paying all but one cent due to a miscalculation =/= unable to pay your bills. it simply means she MISCALCULATED it and they should have some understanding and courtesy. she's a PAYING CUSTOMER.
[QUOTE=JDK721;23221156]so they couldn't possibly keep her coverage and give her a deadline to make up the one cent?[/QUOTE]
she can still pay the 1 fucking cent and get her coverage back. It's not that big of a fucking deal.
[QUOTE=T2L_Goose;23221179]She probably missed her deadline.[/QUOTE]
and you base this on what?
[QUOTE=T2L_Goose;23221111]No I'm going to be a person with a brain and realize that a [B]company[/B] is something that provides a [B]service[/B] in return for [B]payment.[/B]
The higher quality their service, the higher the payment.
They aren't a fucking charity, and it's always been about maximizing profits. Companies aren't fucking evil, the people who work for them have families and have worked their way up in life. You act like they purposely fucked this lady over. Is it their fault this lady underpaid her fucking premium? No, it's her fault. All she has to do is send in the god damn 1 cent and she will be re-insured. What the fuck is the big deal? If all their clients just "forgot" to pay 1 cent they would lose a ton of money. That why that can't make exceptions and they can't even pay 1 cent for this lady.
Does any of this make sense to you? Or do you still have your head so far up your ass you think this lady is completely innocent and this company wants her to die?[/QUOTE]
It's funny because this is exactly why health insurance shouldn't be a private business
[QUOTE=Triumph Forks;23221210]It's funny because this is exactly why health insurance shouldn't be a private business[/QUOTE]
he's a privileged lolbertarian/conservative
[QUOTE=JDK721;23221196]uh, yes it is. do you have any idea how insurance companies work? they don't more people they drop/deny, the more money they make. that's why they'll drop people at any little chance they can.
paying all but one cent due to a miscalculation =/= unable to pay your bills. it simply means she MISCALCULATED it and they should have some understanding and courtesy. she's a PAYING CUSTOMER.[/QUOTE]
No she's a partially paying customer.
You're just reusing the same shit over and over again. Like I said, if everyone just MISCALCULATED and forgot 1 penny on their premium, the insurance company would be out of a lot of money. The cannot make it ok for someone to underpay. [B]They told her that if she sends in the fucking penny, everything will be ok.[/B]
Why is that so hard for you to understand
[editline]10:42PM[/editline]
[QUOTE=JDK721;23221229]he's a privileged lolbertarian/conservative[/QUOTE]
you sure know me.
If you're just going to be an idiot and say shit like this then your arguments are from here on out bullshit. You think because I am saying this is not as big of a deal as you all are making it out to be, that I'm a privileged libertarian or conservative?
[editline]10:43PM[/editline]
[QUOTE=JDK721;23221208]and you base this on what?[/QUOTE]
On the fact the source is extremely biased and probably left the bit out about how she missed her deadline.
[QUOTE=T2L_Goose;23221236]Like I said, if everyone just MISCALCULATED and forgot 1 penny on their premium, the insurance company would be out of a lot of money. The cannot make it ok for someone to underpay. [B]They told her that if she sends in the fucking penny, everything will be ok.[/B][/QUOTE]
yeah because everyone all of a sudden will short the company by a penny :downs:
[editline]11:45PM[/editline]
[QUOTE=T2L_Goose;23221236]On the fact the source is extremely biased and probably left the bit out about how she missed her deadline.[/QUOTE]
do you even know what a fact is?
how is the source biased? you're talking out of your ass
Reminds me of the women that lost her heat/electricity over something near a cent and consequently froze to death
[QUOTE=T2L_Goose;23221236]you sure know me.[/QUOTE]
you're a libertarian
[QUOTE=JDK721;23221306]you're a libertarian[/QUOTE]
What does that even have to do with anything?
[QUOTE=T2L_Goose;23221360]What does that even have to do with anything?[/QUOTE]
not surprised that a privileged libertarian is being an apologist for a health insurance company
[QUOTE=JDK721;23221389]not surprised that a privileged libertarian is being an apologist for a health insurance company[/QUOTE]
How am I an apologist? I'm simply stating that she underpaid her fucking premium. They even re-insured her after she talked to them about it. Did you even read the fucking article?
I'm simply being the voice of reason here. You people are getting such a big dick about this whole thing when it's not that big of a deal. It's like you all just look for something to complain about.
I'm not going to play this stupid name calling bullshit with you. Grow up.
I do work for my city and cut grass, pull weeds, do park maintenance, and plant trees for 8 hours a day, and other days I work with kids at my local rec center. All for a measly 400 dollar paycheck every 2 weeks. Yeah I'm pretty damn privileged.
[QUOTE=T2L_Goose;23221491]They even re-insured her after she talked to them about it. Did you even read the fucking article?[/QUOTE]
apparently you didn't
[quote]The benefits administrator for her former employer figured she actually owed $165.16 and sent her a letter telling her she would not be insured because she underpaid. A company representative told her on the phone that she needed to send a 1-cent check or money order if she wanted to be covered.[/quote]
[editline]12:06AM[/editline]
[QUOTE=T2L_Goose;23221491]I'm simply being the voice of reason here.[/QUOTE]
yes, the voice of reason
drop someone's insurance plan when their life depends on it just because they miscalculated the bill by a cent. don't keep providing them coverage while adding the one cent on to the next bill.
[QUOTE=JDK721;23221578]apparently you didn't[/QUOTE]
No, YOU didn't
[quote=Article]Carrington told the reporter she appealed to a supervisor and threatened to go to the media. Three hours after she first placed a call, [B]she was told she was insured again.[/B][/quote]
I even bolded it for you because I know reading is hard for you (:
A company is a company regardless if they're there to save your life or sell you a Snickers bar. They don't have to care. Suck it up. You don't like it? You're getting into politics. Whether or not you want privatized or public health care is debatable. What this company did isn't.
Communism is the new capitalism.
[QUOTE=JDK721;23221578]
yes, the voice of reason
drop someone's insurance plan when their life depends on it just because they miscalculated the bill by a cent. don't keep providing them coverage while adding the one cent on to the next bill.[/QUOTE]
By the way, the letter sent out was automated as well.
[quote]A form letter generated by computer software informed the woman that her coverage was not “reinstated” due to insufficient payment.[/quote]
Source: [url]http://www.inforum.com/event/article/id/284205/[/url]
It all makes sense now doesn't it? She sent in her check, it went into the computer, the computer saw insufficient payment, and sent out a letter. It wasn't someone being an asshole, it was just automated bullshit.
Just read that fucking article. Now that is an unbiased and factual source.
[QUOTE=T2L_Goose;23221632]No, YOU didn't
I even bolded it for you because I know reading is hard for you (:[/QUOTE]
that wasn't in the OP
I thought the OP was the entire article
[editline]12:19AM[/editline]
[QUOTE=T2L_Goose;23221712]By the way, the letter sent out was automated as well.
Source: [url]http://www.inforum.com/event/article/id/284205/[/url]
It all makes sense now doesn't it? She sent in her check, it went into the computer, the computer saw insufficient payment, and sent out a letter. It wasn't someone being an asshole, it was just automated bullshit.
Just read that fucking article. Now that is an unbiased and factual source.[/QUOTE]
[quote]Harryman told the Gazette that benefits administrators can disregard a shortfall of less than 10% of the premium and keep coverage in place, and she isn't sure why they don't do that.[/quote]
[QUOTE=JDK721;23221749]
[editline]12:19AM[/editline][/QUOTE]
Like I said it was automated. They kept her coverage. No harm done. Why are you still mad.
[QUOTE=T2L_Goose;23221804]Like I said it was automated. They kept her coverage. No harm done. Why are you still mad.[/QUOTE]
because they didn't set up the automated system right?
why didn't they do this:
[quote]Harryman told the Gazette that benefits administrators can disregard a shortfall of less than 10% of the premium and keep coverage in place, and she isn't sure why they don't do that.[/quote]
and did you fail to read this?
[quote]A [B]company representative[/B] told her on the phone that she needed to send a 1-cent check or money order if she wanted to be covered.[/quote]
Gotta love the free healtcare up north here.
[QUOTE=JDK721;23221389]not surprised that a privileged libertarian is being an apologist for a health insurance company[/QUOTE]
Why is this even in your argument
You are a terrible debater
[QUOTE=JDK721;23221843]because they didn't set up the automated system right?
why didn't they do this:[/QUOTE]
Because a computer program isn't an administrator.
If they had the computer just not care about 10% shortfalls, people would just take advantage of that like crazy.
[QUOTE=JDK721;23221843]
and did you fail to read this?[/QUOTE]
"company representative" is some asshole who is paid 7.50 an hour to say "please send a $x.xx check to get the problem resolved" over the phone to angry people, we've all dealt with those people. He's not an administrator either. It sure sounds like she DID get a hold of one though, so why are you still so fucking bent out of shape.
[QUOTE=T2L_Goose;23221913]Because a computer program isn't an administrator.[/QUOTE]
so an administrator didn't set up the program? it just set itself up
[QUOTE=JDK721;23221934]so an administrator didn't set up the program? it just set itself up[/QUOTE]
Are you fucking dense? [B]They give the administrators the ability to make the decisions so people don't always underpay by large amounts[/B]. If the computer just wrote off all the shortfalls they would lose money. What happened was exactly what was supposed to happen. A mistake was made, she called the place, eventually got a hold of an administrator, and got the problem taken care of. Why is this so hard to understand?
<snip>
[editline]12:41AM[/editline]
[QUOTE=T2L_Goose;23221967]Are you fucking dense? [B]They give the administrators the ability to make the decisions so people don't always underpay by large amounts[/B]. If the computer just wrote off all the shortfalls they would lose money. What happened was exactly what was supposed to happen. A mistake was made, she called the place, eventually got a hold of an administrator, and got the problem taken care of. Why is this so hard to understand?[/QUOTE]
so why doesn't the company set it up where if it's less than 2% for example then it will just be added to the next bill? not every customer all of a sudden is going to start underpaying by 1-2% if they do that.
[QUOTE=JDK721;23221992]so why doesn't the company set it up where if it's less than 2% for example then it will just be added to the next bill? not every customer all of a sudden is going to start underpaying by 1-2% if they do that.[/QUOTE]
Or better yet, why don't they try to get their money in full? Then if someone falls into the 10% region, they can have them call an administrator to straighten things out.
[QUOTE=JDK721;23221992]so one cent is a large amount?[/QUOTE]
Wow really dude
Did you not read 10% shortfall or what in that article? What's 10% of $165.16? $16.51. Lets say that, if the computer was programmed to dismiss 10% shortfalls, people could pay %10 less than what they are supposed to pay for their premiums, and the computer would just say it's ok. The company could lose a lot of money that way and people wouldn't be paying the right amount.
I'm not SAYING 1 cent is a large amount, I'm simply explaining why the computer doesn't dismiss 10% shortfalls.
disregard that. I edited it.
they could set it up for 2% for example. now if someone repeatedly kept underpaying then I can see terminating them. but termination for one mistake like this is ridiculous.
[QUOTE=JDK721;23221992]<snip>
[editline]12:41AM[/editline]
so why doesn't the company set it up where if it's less than 2% for example then it will just be added to the next bill? not every customer all of a sudden is going to start underpaying by 1-2% if they do that.[/QUOTE]
I don't fucking know why they don't have that. Maybe because they would just rather have people fucking call in if something like this happens so they can get it figured out so they won't have to risk people underpaying.
[editline]11:47PM[/editline]
[QUOTE=JDK721;23222116]disregard that. I edited it.
they could set it up for 2% for example. now if someone repeatedly kept underpaying then I can see terminating them. but termination for one mistake like this is ridiculous.[/QUOTE]
ugh, [B]THEY DIDN'T TERMINATE HER[/B]
god how fucking dense are you? The fucking computer automatically put that on her fucking letter. She was never in jeopardy of losing her coverage, they fucking said that.
Sorry, you need to Log In to post a reply to this thread.
