Equifax Reports Data Breach Possibly Affecting 143 Million U.S. Consumers

[Morkcheese]

if your information was compromised you should request a freeze with all three major credit bureaus

[url]https://www.reddit.com/r/personalfinance/comments/6ysxxf/how_to_tell_if_you_got_equifaxd_and_what_to_do/[/url]

gonna do it tomorrow

[Tamschi]

[URL="https://tweetsave.com/zackwhittaker/status/906277788033978368"][media]https://twitter.com/zackwhittaker/status/906277788033978368[/media][/URL] So apparently the data breach checker site may be 'fake' and give out random results[URL="https://archive.is/xTcNg"].[/URL]

[TheLolrus]

[QUOTE=Yumyumbublegum;52662261]if your information was compromised you should request a freeze with all three major credit bureaus

[url]https://www.reddit.com/r/personalfinance/comments/6ysxxf/how_to_tell_if_you_got_equifaxd_and_what_to_do/[/url]

gonna do it tomorrow[/QUOTE]

This was the first thing I did today. Equifax took 2 tries, probably because their servers buckled under the traffic load.

[F.X Clampazzo]

Wow, so little bit of reading into the website's terms of service and such gave me quite the fact bomb, even if I'm late to the thread with the info I feel it's really important to reiterate this.

[QUOTE]... By consenting to submit your claim to arbitration, you will be forfeiting your right to bring or participate in any class action or to share in any class action awards...[/QUOTE]

[I][B][U]Don't sign up via their website for credit monitoring, it literally waives your right to sue them for their fucking incompetence.[/U][/B][/I]

[Sodisna]

It's odd, but I never registered in Equifax. But I do think that T-Mobile uses them for credit inquiries.

[Flak]

[QUOTE=Tamschi;52662297][URL="https://tweetsave.com/zackwhittaker/status/906277788033978368"][media]https://twitter.com/zackwhittaker/status/906277788033978368[/media][/URL] So apparently the data breach checker site may be 'fake' and give out random results[URL="https://archive.is/xTcNg"].[/URL][/QUOTE]

[QUOTE=F.X Clampazzo;52662302]Wow, so little bit of reading into the website's terms of service and such gave me quite the fact bomb, even if I'm late to the thread with the info I feel it's really important to reiterate this.

[I][B][U]Don't sign up via their website for credit monitoring, it literally waives your right to sue them for their fucking incompetence.[/U][/B][/I][/QUOTE]

I knew something was weird.

[QUOTE=FlakTheMighty;52660859]tbh I would've waited until more in depth investigation on the website happens because of the discrepancies I highlighted above.[/QUOTE]

[TheLolrus]

[QUOTE=Sodisna;52662307]It's odd, but I never registered in Equifax. But I do think that T-Mobile uses them for credit inquiries.[/QUOTE]

Most likely all 3 have your info regardless of whether or not you have used them personally.

[meppers]

[QUOTE=FlakTheMighty;52660637]equifaxsecurity2017.com whois information.

trustedidpremier.comwhois information

Also interesting, the whois information doesn't match up at all, like one uses amazon for a registrar and one uses some business registrar. :thinking:

[editline]8th September 2017[/editline]

And the SSL certs are from different certificate authorities.

[editline]8th September 2017[/editline]

And even [B]more[/B] interesting, neither of those SSL certs or registrars matches the main equifax site, I'm not going to type up that list because I stole the original ones from reddit, but look for yourself. [url]https://www.whois.com/whois/equifax.com[/url][/QUOTE]

the main equifax website has a link to the checker. so unless the equifax home page got hacked and a fake banner was put in place, the site is legit

[URL="https://www.equifax.com/personal/?/"]https://www.equifax.com/personal/?/[/URL]

[Flak]

[QUOTE=meppers;52662400]the main equifax website has a link to the checker. so unless the equifax home page got hacked and a fake banner was put in place, the site is legit

[URL="https://www.equifax.com/personal/?/"]https://www.equifax.com/personal/?/[/URL][/QUOTE]

I'm not claiming that it's not legit, I'm merely pointing out the weird discrepancies among their three sites.

[FuckOffEuroTrash]

[QUOTE=FlakTheMighty;52662464]I'm not claiming that it's not legit, I'm merely pointing out the weird discrepancies among their three sites.[/QUOTE]

It was probably put together hastily by a less than stellar IT team (considering they just had a breach that caused half of America to have their information leaked), so some discrepancies shouldn't be surprising.

Either way don't use that website, you don't want to be waiving your right to a class action lawsuit.

[editline]9th September 2017[/editline]

If you guys want to do something to protect yourself, just sign up for lifelock. It's not perfect but it will keep your identity mostly protected, but it will at least notify you if shit gets all fucky. It's worth it to have right now at $8 a month.

[Hoetaku]

This is a bit sensationalist to say the least.
[quote]he information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed. As part of its investigation of this application vulnerability, Equifax also identified unauthorized access to limited personal information for certain UK and Canadian residents.[/quote]
I don't see how exactly that qualifies as 143 million....
[QUOTE=Trekintosh;52661064]There's no possible way that'll stand up in court.[/QUOTE]
Sadly, you're very wrong about that: [URL]https://en.wikipedia.org/wiki/AT%26T_Mobility_LLC_v._Concepcion[/URL]

[elix]

[QUOTE=Sodisna;52662307]It's odd, but I never registered in Equifax. But I do think that T-Mobile uses them for credit inquiries.[/QUOTE]
T-Mobile USA uses all three bureaus: Experian, Equifax, and Transunion. I believe they at least USED to primarily draw on Equifax for consumer credit, don't know about now.

I used to work in T-Mobile's activations department in an outsourced center and had access to their credit front end -- but this didn't pull your actual credit score, it converted it into a T-Mobile internal credit rating category that defined how many phone lines you could have without a deposit and so on.

[Demache]

[QUOTE=meppers;52662400]the main equifax website has a link to the checker. so unless the equifax home page got hacked and a fake banner was put in place, the site is legit

[URL="https://www.equifax.com/personal/?/"]https://www.equifax.com/personal/?/[/URL][/QUOTE]

The site being inserted by a hacker isn't unreasonable. However the link would have been removed by now and an announcement would have been made if that was the case.

They would also be missing the first 3 digits of SSN. Not impossible to get, but you need to know the birthday and birth location of said person and that's a bit harder without knowing first names and addresses to cross reference. That would be a pretty roundabout way of identity theft.

[Thelurker1234]

[media]https://twitter.com/webster/status/906346071210778625[/media]

in charge of millions of people's data

[sp]09/08/2017 2:15. if u didnt get it.[/sp]

[Curls]

Man Equifax is a great company! I trust them fully! :downs:

[Aide]

Awesome. I never personally used Equifax but my car dealer and creditor probably did. And now my personal data "may have been impacted".

[Flak]

[QUOTE=J!NX;52665080]Man Equifax is a great company! I trust them fully! :downs:[/QUOTE]

I'm so glad they have our information even if we didn't give it to them!

[Hail Satan]

I would hope they get punished pretty harshly for this incredible breach but I kinda doubt it will happen

[jordguitar]

Bitdefender is flagging [URL="http://www.equifaxsecurity2017.com"]www.equifaxsecurity2017.com[/URL] as a phishing website now.

Also:

[quote]Thank You
Based on the information provided, we believe that your personal information was not impacted by this incident.

Click the button below to continue your enrollment in TrustedID Premier.

Enroll

[/quote]
That was with random info

Real info flagged as compromised.

[Flak]

[QUOTE=jordguitar;52665762]Bitdefender is flagging [URL="http://www.equifaxsecurity2017.com"]www.equifaxsecurity2017.com[/URL] as a phishing website now.

Also:

That was with random info

Real info flagged as compromised.[/QUOTE]

My random info got flagged as compromised.

[Curls]

Is there any real benefit to SSN's at this point

there are basically no checks on this shit it seems. It's insane.

[FuckOffEuroTrash]

[QUOTE=J!NX;52665780]Is there any real benefit to SSN's at this point

there are basically no checks on this shit it seems. It's insane.[/QUOTE]

The benefit to SSNs is individual identification. Without them, credit cards, bank accounts, loans, and a fuck load of other shit wouldn't be possible. Social Security administration did nothing wrong here, its all on equifax for having terrible security.

Blame credit reporting, not the ability to differentiate people lol.

[jordguitar]

Also if you are going to do a fraud alert, do one here also:
[url]https://www.innovis.com/personal/fraudActiveDutyAlerts[/url]

They are not part of the big 3 but still do credit reporting.

[Curls]

[QUOTE=Cyke Lon bee;52665801]The benefit to SSNs is individual identification. Without them, credit cards, bank accounts, loans, and a fuck load of other shit wouldn't be possible. Social Security administration did nothing wrong here, its all on equifax for having terrible security.

Blame credit reporting, not the ability to differentiate people lol.[/QUOTE]

Fair enough, I'm ignorant with that type of stuff.

[Nebukadnezzer]

fucking phenomenal

[Thelurker1234]

[QUOTE=Cyke Lon bee;52665801]The benefit to SSNs is individual identification. Without them, credit cards, bank accounts, loans, and a fuck load of other shit wouldn't be possible. Social Security administration did nothing wrong here, its all on equifax for having terrible security.

Blame credit reporting, not the ability to differentiate people lol.[/QUOTE]You can have that benefit with a proper ID card, which social security cards are not.

The social security administration knew this, they used to print this on the bottom right.

[IMG]http://www.gereth.net/blog_irene/wp-content/uploads/2012/08/elvis_social_security_card_1950.jpg[/IMG]

[Curls]

whoa finally I can truly be Elvis

[TheTalon]

So they have more than half of our population's information, enough on each person that your identity can be stolen, they sit on this breach for months, executives dump stock before news breaks, their 'checker' to see if you've been impacted is just fake and designed to get you to enroll...

The fuck?

[Thelurker1234]

[QUOTE=TheTalon;52666074]So they have more than half of our population's information, enough on each person that your identity can be stolen, [B]they sit on this breach for months, executives dump stock before news breaks[/B], their 'checker' to see if you've been impacted is just fake and designed to get you to enroll...

The fuck?[/QUOTE]This is illegal as fuck btw.

There's honestly a pretty high chance the government is going to get involved, especially with how weird and shitty these websites are too. Equifax is basically screaming "INVESTIGATE ME"

[jordguitar]

[QUOTE=thelurker1234;52666086]This is illegal as fuck btw.

There's honestly a pretty high chance [U]the government [/U]is going to get involved, especially with how weird and shitty these websites are too. Equifax is basically screaming "INVESTIGATE ME"[/QUOTE]

HAH

That won't happen with these dipshits at the helm.

They are trying to kill the CFPB who would actually have some kind of authority to do something.

Lawsuits are going to be the main driver for anything useful.