Equifax Reports Data Breach Possibly Affecting 143 Million U.S. Consumers - Sensationalist Headlines

[QUOTE=jordguitar;52665762]Bitdefender is flagging [URL="http://www.equifaxsecurity2017.com"]www.equifaxsecurity2017.com[/URL] as a phishing website now. Also: That was with random info Real info flagged as compromised.[/QUOTE] you put your real info on that site?

[QUOTE=Cyke Lon bee;52665801]The benefit to SSNs is individual identification. Without them, credit cards, bank accounts, loans, and a fuck load of other shit wouldn't be possible. Social Security administration did nothing wrong here, its all on equifax for having terrible security. Blame credit reporting, not the ability to differentiate people lol.[/QUOTE] Why don't Americans have proper ID cards again?

[QUOTE=_Axel;52666955]Why don't Americans have proper ID cards again?[/QUOTE] Muh freedoms. But seriously, it's considered an artifact of a federal government with too much power and even oppressive. It's so weird. We are super against illegal immigration and fraud, but we also don't like national IDs that would literally curtail those same problems. We have a weaker version in the form of state IDs, normally drivers licenses, but they still require your SS# to tie you to, so they aren't a form of national ID.

[QUOTE=_Axel;52666955]Why don't Americans have proper ID cards again?[/QUOTE] State ID/licenses are proper IDs. The SSN is the foundation of that identification. [editline]10th September 2017[/editline] [QUOTE=thelurker1234;52666048]You can have that benefit with a proper ID card, which social security cards are not. The social security administration knew this, they used to print this on the bottom right. [IMG]http://www.gereth.net/blog_irene/wp-content/uploads/2012/08/elvis_social_security_card_1950.jpg[/IMG][/QUOTE] SSNs are used to get proper ID cards, so I dont see the issue of the SS administration. [editline]10th September 2017[/editline] I can use my ND drivers license to drive in all 50 states, buy booze in all 50 states, and buy guns in all states that allow guns. What is the point of a national ID when it will do everything any state ID can do?

[QUOTE=Cyke Lon bee;52667339] What is the point of a national ID when it will do everything any state ID can do?[/QUOTE] Except the mere fact that this thread exists means a state ID doesn't do everything a national ID would.

[QUOTE=Cyke Lon bee;52667339]State ID/licenses are proper IDs. The SSN is the foundation of that identification. [editline]10th September 2017[/editline] SSNs are used to get proper ID cards, so I dont see the issue of the SS administration. [editline]10th September 2017[/editline] I can use my ND drivers license to drive in all 50 states, buy booze in all 50 states, and buy guns in all states that allow guns. What is the point of a national ID when it will do everything any state ID can do?[/QUOTE] Uh. have you done anything with finance, government paperwork, education, etc.? Big things like that usually ask for your SSN to verify you. You buy beer and do other small things with your drivers license. Drivers licenses aren't universal either. Massive swaths of the population lack one, which is why we use SSNs for very important shit that really ought to be properly protected with a proper universal national ID.

[QUOTE=thelurker1234;52667673]Uh. have you done anything with finance, government paperwork, education, etc.? Big things like that usually ask for your SSN to verify you. You buy beer and do other small things with your drivers license. Drivers licenses aren't universal either. Massive swaths of the population lack one, which is why we use SSNs for very important shit that really ought to be properly protected with a proper universal national ID.[/QUOTE] Social security cards are also pretty terrible as a form of ID as they were never meant to be used as one like mentioned before. [video]http://youtube.com/watch?v=Erp8IAUouus[/video]

[QUOTE=thelurker1234;52667673]Uh. have you done anything with finance, government paperwork, education, etc.? Big things like that usually ask for your SSN to verify you. You buy beer and do other small things with your drivers license. Drivers licenses aren't universal either. Massive swaths of the population lack one, which is why we use SSNs for very important shit that really ought to be properly protected with a proper universal national ID.[/QUOTE] I know how IDs and SSNs work. My point is that the 2 existing eliminate a need for a national ID card. Plus, why bother getting a national ID when a state ID or driver license exists and perform the same functions? If someone cant get a drivers license, then they can get a state ID that performs all the same functions hold driving. [editline]10th September 2017[/editline] [QUOTE=1/4 Life;52667662]Except the mere fact that this thread exists means a state ID doesn't do everything a national ID would.[/QUOTE] This thread exists because a third-party non-government agency had a data breach. It doesn't have anything to do with SSNs or IDs. If SSN was replaced with a national ID, it would not have stopped this breach.

[QUOTE=Cyke Lon bee;52668521]I know how IDs and SSNs work. My point is that the 2 existing eliminate a need for a national ID card. Plus, why bother getting a national ID when a state ID or driver license exists and perform the same functions? If someone cant get a drivers license, then they can get a state ID that performs all the same functions hold driving. [editline]10th September 2017[/editline] This thread exists because a third-party non-government agency had a data breach. It doesn't have anything to do with SSNs or IDs. If SSN was replaced with a national ID, it would not have stopped this breach.[/QUOTE] Why should we used an antiquated system when the rest of the world uses a national ID?

[QUOTE=FlakTheMighty;52668542]Why should we used an antiquated system when the rest of the world uses a national ID?[/QUOTE] For one thing, states' rights. Many states would vote against a national ID system because we already have SSNs, and don't want muh big gub'mint spyin'.

[QUOTE=Omnyx;52668587]For one thing, states' rights. Many states would vote against a national ID system because we already have SSNs, and don't want muh big gub'mint spyin'.[/QUOTE] And SSNs are different how? They're federally issued, as a national ID would be.

[QUOTE=Cyke Lon bee;52668521]This thread exists because a third-party non-government agency had a data breach. It doesn't have anything to do with SSNs or IDs. If SSN was replaced with a national ID, it would not have stopped this breach.[/QUOTE] As the video above explained, SSNs are rudimentary in terms of security, which is why this breach is a big deal. A more secure ID would have mitigated the damages.

[QUOTE=FlakTheMighty;52668608]And SSNs are different how? They're federally issued, as a national ID would be.[/QUOTE] They're less secure. Whereas a national ID would have a photo (or even cooler, biometrics), and be plastic rather than paper, a social security card is JUST the number. A number, which, by the way, has no self-referencing security as, say, a credit card might have. CGP Grey does a much better job of explaining this than I could, and his video is a bit further up in this thread.

[QUOTE=Lambeth;52665661]I would hope they get punished pretty harshly for this incredible breach but I kinda doubt it will happen[/QUOTE] What's a suitable punishment for this though? Even them being forced to sell and divide their assets among everyone affected (which wont ever happen) doesn't seem like enough (a $40 check per person certainly isn't). I don't see how this can ever be recovered from. Even if you think you're safe, you probably aren't and you will never know for sure whether or not your information is floating around out there for decades to come.

[QUOTE=Cyke Lon bee;52668521]I know how IDs and SSNs work. My point is that the 2 existing eliminate a need for a national ID card. Plus, why bother getting a national ID when a state ID or driver license exists and perform the same functions? If someone cant get a drivers license, then they can get a state ID that performs all the same functions hold driving. [editline]10th September 2017[/editline] This thread exists because a third-party non-government agency had a data breach. It doesn't have anything to do with SSNs or IDs. If SSN was replaced with a national ID, it would not have stopped this breach.[/QUOTE] But they don't. That's the problem with using state ID or a drivers license as a national ID card. Doing so doesn't even avoid the states rights problem, as states do cards differently. It's not a universal standard like SSNs are. Also while it wouldn't have stopped this breach, it would have made the leaked information much easier to deal with, as getting a new SSN is NOT easy, as it's not meant to be replaced.

[QUOTE=FlakTheMighty;52668542]Why should we used an antiquated system when the rest of the world uses a national ID?[/QUOTE] Because the US is not set up like the rest of the world. Just because something works great in the EU does not mean it will work great in the US. [editline]11th September 2017[/editline] [QUOTE=Omnyx;52668805]They're less secure. Whereas a national ID would have a photo (or even cooler, biometrics), and be plastic rather than paper, a social security card is JUST the number. A number, which, by the way, has no self-referencing security as, say, a credit card might have. CGP Grey does a much better job of explaining this than I could, and his video is a bit further up in this thread.[/QUOTE] Better security, like a credit card. Because those never get stolen or have their data leaked. Honestly the difference between a national ID and SSN with a state ID is marginal.

[QUOTE=Cyke Lon bee;52669220]Because the US is not set up like the rest of the world. Just because something works great in the EU does not mean it will work great in the US.[/QUOTE] Why wouldn't it work well in US?

[QUOTE=thelurker1234;52668856]But they don't. That's the problem with using state ID or a drivers license as a national ID card. Doing so doesn't even avoid the states rights problem, as states do cards differently. It's not a universal standard like SSNs are. Also while it wouldn't have stopped this breach, it would have made the leaked information much easier to deal with, as getting a new SSN is NOT easy, as it's not meant to be replaced.[/QUOTE] But they dont what? Doing what doesnt what? I cant understand your post for the life of me. 150+million Americans all trying to replace national IDs is going to take about as long as using the same system to replace SSNs. Even now, you dont need to replace your SSN. [editline]11th September 2017[/editline] [QUOTE=YOMIURA;52669228]Why wouldn't it work well in US?[/QUOTE] Implementation is the issue. You wanna try to replace 300+million adult IDs in a reasonable timespan for a marginal and pointless change?

[Quote]Better security, like a credit card. Because those never get stolen or have their data leaked.[/quote] Non argument. That the superior system is not perfect doesn't mean it's not superior. Credit cards are much more secure than your SSN system. [Quote]Honestly the difference between a national ID and SSN with a state ID is marginal.[/QUOTE] It's not, and you would know this had you watched the video above. [editline]11th September 2017[/editline] [QUOTE=Cyke Lon bee;52669230]Even now, you dont need to replace your SSN.[/QUOTE] So it's not a big deal that people can find out your full SSN thanks to this leak? Is identity theft not an issue?

[QUOTE=Omnyx;52668805]They're less secure. Whereas a national ID would have a photo (or even cooler, biometrics), and be plastic rather than paper, a social security card is JUST the number. A number, which, by the way, has no self-referencing security as, say, a credit card might have. CGP Grey does a much better job of explaining this than I could, and his video is a bit further up in this thread.[/QUOTE] I think you misread and thought I was against a national ID.

[QUOTE=Cyke Lon bee;52669220]Because the US is not set up like the rest of the world. Just because something works great in the EU does not mean it will work great in the US. [editline]11th September 2017[/editline] Better security, like a credit card. Because those never get stolen or have their data leaked. Honestly the difference between a national ID and SSN with a state ID is marginal.[/QUOTE] Except when a credit card is stolen, it's not a big deal. They reissue a card with a new number and close the old one. Yeah it's inconvenient, but it happens all the time. Your financial identity doesn't hinge on your credit card number. The same can't be said about a SSN. They will ONLY even consider changing your number if you are having constant identity theft issues. Otherwise, they are like "lol sucks to be you". The problem with state IDs, is that even though they are tied to a SSN internally, there is no way to verify that SSN is actually the person in the ID without showing the physical SSN card. And nobody ever asks for it barring a few situations like proving citizenship. And even then, nothing about the card proves it is you. I've had the same one since birth FFS. Fake state ID and knowing a SSN you can get away with a lot. Hell, to sign up for a student loan, I barely would have needed that much. A SSN acts more like a PIN that identifies you AND is the secret password. And are single factor by nature. And cannot be changed barring extreme circumstances. Which is textbook bad security.

Former Gov. Roy Barnes, others file Equifax data breach class action [url]https://www.ajc.com/business/former-gov-roy-barnes-others-file-equifax-data-breach-class-action/x1byRfcdw2ABAkxpFerrBL/[/url] Some former Governors filed a class-action lawsuit. Time to get 2 bucks.

[QUOTE=Cyke Lon bee;52669230]But they dont what? Doing what doesnt what? I cant understand your post for the life of me. 150+million Americans all trying to replace national IDs is going to take about as long as using the same system to replace SSNs. Even now, you dont need to replace your SSN. [editline]11th September 2017[/editline] Implementation is the issue. You wanna try to replace 300+million adult IDs in a reasonable timespan for a marginal and pointless change?[/QUOTE] But they don't perform the same functions as national universal ID cards. That's the point. They aren't standardized, nor universal. You can't just cite a large population figure and claim it as being horribly difficult for the US. Difficulty for something like this lays in infrastructure and development, which we aren't really lacking. It would most likely be a system that gradually gets phased in over 6-10 years, placing opportunities and whatnot in front of people to get them. If you want to cite population, china has a national ID card system. And many poorer countries like Peru, Iran, Thailand, etc. manage it.

[QUOTE=Demache;52669321]Except when a credit card is stolen, it's not a big deal. They reissue a card with a new number and close the old one. Yeah it's inconvenient, but it happens all the time. Your financial identity doesn't hinge on your credit card number. The same can't be said about a SSN. They will ONLY even consider changing your number if you are having constant identity theft issues. Otherwise, they are like "lol sucks to be you". The problem with state IDs, is that even though they are tied to a SSN internally, there is no way to verify that SSN is actually the person in the ID without showing the physical SSN card. And nobody ever asks for it barring a few situations like proving citizenship. And even then, nothing about the card proves it is you. I've had the same one since birth FFS. Fake state ID and knowing a SSN you can get away with a lot. Hell, to sign up for a student loan, I barely would have needed that much. A SSN acts more like a PIN that identifies you AND is the secret password. And are single factor by nature. And cannot be changed barring extreme circumstances. Which is textbook bad security.[/QUOTE] Every time I've gotten a drivers license or changed, I had to have my original copy of my SS card. You can not get a drivers license without having your physical SS card. My girlfriend was just denied a new drivers license (moving states) because her SS card was laminated. So when you get your license, you show your birth certificate, SS card, and proof of residence. If you have a state ID/license, you've already proved that you're you. So when applying for a loan, bank account, ect. and they ask for your ID, and your face matches the photo, they know its you. Its a pretty fool proof system. Its not the 70s where they just take your word for it. Without your physical card, you can't do shit. [editline]11th September 2017[/editline] [QUOTE=thelurker1234;52669550]But they don't perform the same functions as national universal ID cards. That's the point. They aren't standardized, nor universal. You can't just cite a large population figure and claim it as being horribly difficult for the US. Difficulty for something like this lays in infrastructure and development, which we aren't really lacking. It would most likely be a system that gradually gets phased in over 6-10 years, placing opportunities and whatnot in front of people to get them. If you want to cite population, china has a national ID card system. And many poorer countries like Peru, Iran, Thailand, etc. manage it.[/QUOTE] What would a national ID (in the US) that a state ID can't?

[QUOTE=Cyke Lon bee;52670195]What would a national ID (in the US) that a state ID can't?[/QUOTE] Standardization and universality. Different states have different state ID cards, and not everyone has one. That's a problem if we want to suggest it to be used for financial things.

[QUOTE=thelurker1234;52670326]Standardization and universality. Different states have different state ID cards, and not everyone has one. That's a problem if we want to suggest it to be used for financial things.[/QUOTE] State IDs are just about universal across the US. The only issues you run into are state laws, and thats a state law issue and not an ID issue. I can use my ND drivers license to buy booze in Iowa, buy a rifle in Florida, and drive in all 50 states. State ID reciprocity has been a thing for a long time. Theres nothing you can do with a national ID that you cant already do with a state ID. If people don't have a license, then they can get a state ID. Theres no barrier there other than a very small financial one, and that barrier would still exist for a national ID.

[QUOTE=Cyke Lon bee;52670360]State IDs are just about universal across the US. The only issues you run into are state laws, and thats a state law issue and not an ID issue. I can use my ND drivers license to buy booze in Iowa, buy a rifle in Florida, and drive in all 50 states. State ID reciprocity has been a thing for a long time. Theres nothing you can do with a national ID that you cant already do with a state ID. If people don't have a license, then they can get a state ID. Theres no barrier there other than a very small financial one, and that barrier would still exist for a national ID.[/QUOTE] Okay, but again the question is again, [I]why[/I] do we need 50 individual different types of IDs with varying standards when we could have 1 standardized ID for the entire country? My state ID has the least amount of counterfeit protections out of all of them, so if state IDs were our form of a national ID, it would be incredibly easy for people to fake them. We don't even have those holographic sales for fucks sake.

[QUOTE=Cyke Lon bee;52670360]State IDs are just about universal across the US. The only issues you run into are state laws, and thats a state law issue and not an ID issue. I can use my ND drivers license to buy booze in Iowa, buy a rifle in Florida, and drive in all 50 states. State ID reciprocity has been a thing for a long time. Theres nothing you can do with a national ID that you cant already do with a state ID. If people don't have a license, then they can get a state ID. Theres no barrier there other than a very small financial one, and that barrier would still exist for a national ID.[/QUOTE] They really aren't. Several do their ID #s very differently. Buying booze works because they tend to not to verify your ID, they just glance at the age, picture, and go yay or nay. Also there isn't typically a financial barrier for getting your national ID for the first time in most countries iirc.

Yeah having to pay to get an ID is just weird.

Well that's because they don't want poor people to vote because poor people tend to vote Democrat but that's a different story.